Featured Car Loan Deals
Service ProviderLoan AmountCredit HistoryTerm 
£2,000 to £75,000Excellent to Bad Credit1 to 5 YearsGet Quotes >
£2,500 to £15,000Good Credit Only2 years to 5 yearsGet Quotes >
Loans from £2,500 to £15,000. Fixed monthly payments and no set-up charges. 3.5% APR Representative. A loan of £7,500 over 5 years will cost you £136.26 per month at a representative 3.5% APR. The total cost after 5 years is £8,175.60. The rate and fee you are offered will depend on your individual circumstances
£1,000 to £20,000All Credit Histories Considered1 to 4 YearsGet Quotes >
Rebuild Your Credit. Interest rates start from 9.3% APR. Instant Online Decision using 'soft' credit searches. Representative Example: If you borrow £3,000 over 3 years at a rate of 41.0% per annum (fixed) you will repay £146.09 per month & £5,259.11 in total.
ProviderLoan AmountCredit HistoryRates FromTerm 
£7,500 to £20,000Good Credit Only3.2%

APR
Representative

(£7,500-£20,000)

1 to 5 YearsApply Now >
  • CAR LOAN DEAL (unsecured)
  • One fixed monthly repayment: Know what you’re paying and when you’re paying it
  • Instant Online Decision
  • Must be aged 21
  • No CCJs or IVA in the last 6 years
  • Must have an annual income of over £6,000
  • Permanently resident in England, Wales, Scotland or Northern Ireland
  • Provided by Santander UK Plc

Representative Example: The Representative APR is 3.2%. Loan amount of £10,000 with a monthly repayment of £180.55 over a loan term of 60 months at a rate of interest per annum (fixed) of 3.2%. This is equivalent to 3.2% APR Representative. Total amount repayable is £10,833.

£1,000 to £25,000Good Credit Only3.3%

APR
Representative

(£7,500-£15,000)

1 year to 5 yearsApply Now >
  • Quote takes 3 minutes (Won't affect your credit score)
  • Money can be with you within 3 working days
  • Voted most trusted loan provider (Moneywise customer service awards 2010 - 2015)
  • Must be aged 18
  • UK Resident with a UK bank account

Representative Example: The Representative APR is 3.3%. A loan of £7,500 over 36 months at a fixed rate of 3.0% pa and a fee of £30 will cost £218.94 per month and a total amount repayable of £7,881.84.

£7,000 to £15,000Good Credit Only3.3%

APR
Representative

(£7,000-£15,000)

1 year to 8 yearsApply Now >
  • 3.30% APR for personal loans between £7,000 and £15,000
  • Fixed repayment terms
  • Get a personalised quote online without affecting your credit score
  • Must be aged 18
  • UK Resident with a UK bank account
  • Minimum Income or pension before tax of £10,000

Representative Example: The Representative APR is 3.3%. Based on an assumed loan amount of £8,000 over 60 months at a interest rate of 3.3% pa (fixed), you will repay £144.64 per month. Total amount you repay £8,678.64.

£2,500 to £15,000Good Credit Only3.5%

APR
Representative

(£7,500-£15,000)

2 years to 5 yearsApply Now >
  • 10 minute online quote, instant decision
  • Money can be with you within 48 hours
  • No arrangement, over payment or early repayment fees
  • Must be aged 21 or over
  • UK Resident with a UK bank account

Representative Example:  The Representative APR is 3.5%. A loan of £7,500 over 36 months at a fixed rate of 3.5% pa will cost £219.58 per month and a total amount repayable of £7,904.88.

£1,000 to £25,000Good Credit Only3.6%

APR
Representative

(£7,500-£15,000)

1 year to 7 yearsApply Now >
  • No arrangement fees or hidden charges
  • Instant online decision
  • Funds transferred within 2 working days
  • No penalty for overpayments
  • You must be aged between 21 and 70 
  • You must have been a permanent UK resident for 3 years 
  • You must have an annual income of at least £12,000 and have a UK bank or building society account
  • You need to make payments on time or you will be charged a late payment fee. Missing payments could have severe consequences on obtaining future credit
  • Post Office Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender

Representative Example:  The Representative APR is 3.6%. Based on a loan amount of £10,000 over 60 months at an interest rate of 3.6% p.a. (fixed). Monthly repayment of £182.10. Total amount repayable £10,926.00.

£1,000 to £35,000Good Credit Only4.3%

APR
Representative

(£7,500-£10,999)

6 months to 5 yearsApply Now >
  • Ratesetter is the largest peer to peer lending company in the United Kingdom. Peer to peer lending is becoming an increasingly popular way to borrow money.
  • Debt consolidation allowed
  • No early repayment charge
  • Fast loan - Money in your bank in 1 working day
  • Good credit history required
  • Must be aged 21 and resident in the UK for 3 years
  • You hold a UK bank or building society account
  • Regular source of income

Representative Example: The Representative APR is 4.3%. Assumed borrowing of £7,500 over 33 months at a fixed rate of 3.1% per annum and a fee of £126.00 would result in a representative rate of 4.3% APR, monthly repayments of £241.11 and a total amount repayable of £7,956.63.

£1,000 to £25,000All Credit Histories Considered14.9%

APR
Representative

1 to 5 YearsApply Now >

Representative example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

£1,000 to £20,000All Credit Histories Considered49.7%

APR
Representative

1 to 4 YearsApply Now >
  • Rebuild Your Credit
  • Interest rates start from 9.3% APR
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No arrangement fees or early repayment charges
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 49.7% (fixed). If you borrow £3,000 over 3 years at a rate of 41.0% per annum (fixed) you will repay £146.09 per month & £5,259.11 in total.

£1,000 to £20,000All Credit Histories Considered99.90%

APR
Representative

1 to 2 YearsApply Now >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

Find the best loan deals and apply online

Although 0% finance on car loans is relatively rare these days, there are still a few deals available. Compare the whole car insurance market with our no obligation loan car loan calculator and discover if 0% finance on car loans could be an option for you and your circumstances.

 

Our no obligation loan calculator will work out the best deals for your circumstances, whether they offer 0% on car loans or not. Just click on the link to fill in your details and let us do the rest! Whether or not you are eligible for 0% finance on car loans will depend on your circumstances, including:

 

  • Your credit history
  • The amount borrowed for the car
  • The timeframe money is borrowed for


Because an offer of 0% finance on car loans is so rare, securing such a deal can often mean making sacrifices in other areas, such as the make or model of the car.If you discover you are not eligible for 0% finance on car loans because of a bad credit rating you could try using our quick and easy service to obtain a bad credit car loan quote.

Poor Credit Car Loans - Homeowners Only
ProviderMin - Max LoanCredit HistoryAPRTermMax LTVApply
£10,001 to £50,000Poor15.00%5 years to 25 years70%Get Quotes >
  • Borrow between £5k to £50k
  • Self Employed accepted
  • 5 to 25 year term
  • Poor credit rating
  • Home Owners Only
  • Maximum LTV 70% of your property
  • Must be aged 18

Representative Example: The representative APR is 18.8% (variable) so if you borrow £20000 over 10 years at a rate of 15% (variable) you will repay £351.71 per month & total amount payable £42,205.20.

£10,000 - £500,000 15.10% Typical
(Variable)
3 Years - 25 Years Get Quotes >
  • Compare latest secured loan deals
  • Borrow between £10k to £500k
  • No harm to your credit rating when you request quote
  • Fixed rates available
  • All credit profiles considered
  • Home Owners Only
  • Maximum LTV 90% of your property
  • Must be aged 21

The Loans Engine is a broker, not a Lender. They will connect you with a Lender suitable for your needs or, if appropriate, a specialist Broker. They do not charge you an upfront fee but if your application is successful a Broker commission may be charged.

£3,000 - £200,000 15.60% Typical
(Variable)
Up to 25 Years Get Quotes >
  • Compare latest secured and unsecured loan deals
  • Borrow between £3k to £200k
  • No harm to your credit rating when you request quote
  • Fixed rates available
  • All credit profiles considered
  • Home Owners Only
  • Must be aged 18

Freedom Finance is a broker, not a Lender. They will connect you with a Lender suitable for your needs or, if appropriate, a specialist Broker. They do not charge you an upfront fee but if your application is successful a Broker commission may be charged.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.