0% Finance on Car Loans

Featured Car Loan Deals
Service ProviderLoan AmountCredit HistoryTerm 
£2,000 to £75,000Excellent to Bad Credit1 to 5 YearsGet Quotes >
£2,500 to £25,000Good Credit Only2 years to 5 yearsGet Quotes >
Loans from £2,500 to £25,000. Fixed monthly payments and no set-up charges. 3.8% APR Representative. A loan of £7,500 over 5 years will cost you £137.22 per month at a representative 3.8% APR. The total cost after 5 years is £8,232.20, which includes £733.20 interest at 3.8% fixed. The rate and fee you are offered will depend on your individual circumstances
£1,000 to £20,000All Credit Histories Considered1 to 5 YearsGet Quotes >
Rebuild Your Credit. Interest rates start from 9.3% APR. Instant Online Decision using 'soft' credit searches. Representative Example: If you borrow £3,000 over 12 months at a Representative rate of 29.3% APR and an annual interest rate of 25.95% (fixed), you would pay 12 monthly instalments of £287.20. The total charge for credit will be £446.40 and the total amount payable will be £3,446.40.
ProviderLoan AmountCredit HistoryAPRTerm 
£1,000 to £25,000Good Credit Only3.30%1 year to 5 yearsApply Now >
  • MARKET LEADING PERSONAL LOAN DEAL
  • Low Rates - Quote takes 3 minutes (Won't affect your credit score)
  • Money can be with you within 3 working days
  • No early repayment fees
  • Voted most trusted loan provider (Moneywise customer service awards 2010 - 2015)
  • Must be aged 18
  • UK Resident with a UK bank account

Representative Example: A loan of £10,000 over 5 years will cost you £180.80 per month at a representative 3.30% APR. The total cost after 5 years is £10,848.30, which includes £788.30 interest at 3.0% fixed and a £60 fee. The total amount of credit is £10,060. The rate and fee you are offered will depend on your individual circumstances.

£2,500 to £25,000Good Credit Only3.80%2 years to 5 yearsApply Now >
  • 10 minute online quote, instant decision
  • Money can be with you within 48 hours
  • No arrangement, over payment or early repayment fees
  • Must be aged 21 or over
  • UK Resident with a UK bank account

Representative Example: A loan of £7,500 over 5 years will cost you £137.22 per month at a representative 3.80% APR. The total cost after 5 years is £8,233.20, which includes £733.20 interest at 3.8% fixed. The rate and fee you are offered will depend on your individual circumstances.

£1,000 to £20,000All Credit Histories Considered17.2%1 to 5 YearsApply Now >
  • Rebuild Your Credit
  • Interest rates start from 9.3% APR
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No arrangement fees or early repayment charges
  • Must be aged 18
  • Must be UK resident

Representative Example: If you borrow £5,000 over 60 months at a Representative rate of 17.2% APR (fixed) and an annual interest rate of 15.95% p.a (fixed), you would pay 60 monthly installments of £121.94. The total  amount payable will be £7,316.40.

£1,000 to £20,000All Credit Histories Considered35.9%1 to 2 YearsApply Now >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

Find the best loan deals and apply online

Although 0% finance on car loans is relatively rare these days, there are still a few deals available. Compare the whole car insurance market with our no obligation loan car loan calculator and discover if 0% finance on car loans could be an option for you and your circumstances.

 

Our no obligation loan calculator will work out the best deals for your circumstances, whether they offer 0% on car loans or not. Just click on the link to fill in your details and let us do the rest! Whether or not you are eligible for 0% finance on car loans will depend on your circumstances, including:

 

  • Your credit history
  • The amount borrowed for the car
  • The timeframe money is borrowed for


Because an offer of 0% finance on car loans is so rare, securing such a deal can often mean making sacrifices in other areas, such as the make or model of the car.If you discover you are not eligible for 0% finance on car loans because of a bad credit rating you could try using our quick and easy service to obtain a bad credit car loan quote.

Poor Credit Car Loans - Homeowners Only
ProviderMin - Max LoanCredit HistoryAPRTermMax LTVApply
£10,001 to £50,000Poor15.00%5 years to 25 years70%Get Quotes >
  • Borrow between £5k to £50k
  • Self Employed accepted
  • 5 to 25 year term
  • Poor credit rating
  • Home Owners Only
  • Maximum LTV 70% of your property
  • Must be aged 18

Representative Example: The representative APR is 18.8% (variable) so if you borrow £20000 over 10 years at a rate of 15% (variable) you will repay £351.71 per month & total amount payable £42,205.20.

£10,000 - £500,000 15.10% Typical
(Variable)
3 Years - 25 Years Get Quotes >
  • Compare latest secured loan deals
  • Borrow between £10k to £500k
  • No harm to your credit rating when you request quote
  • Fixed rates available
  • All credit profiles considered
  • Home Owners Only
  • Maximum LTV 90% of your property
  • Must be aged 21

The Loans Engine is a broker, not a Lender. They will connect you with a Lender suitable for your needs or, if appropriate, a specialist Broker. They do not charge you an upfront fee but if your application is successful a Broker commission may be charged.

£3,000 - £200,000 15.60% Typical
(Variable)
Up to 25 Years Get Quotes >
  • Compare latest secured and unsecured loan deals
  • Borrow between £3k to £200k
  • No harm to your credit rating when you request quote
  • Fixed rates available
  • All credit profiles considered
  • Home Owners Only
  • Must be aged 18

Freedom Finance is a broker, not a Lender. They will connect you with a Lender suitable for your needs or, if appropriate, a specialist Broker. They do not charge you an upfront fee but if your application is successful a Broker commission may be charged.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.