100% Poor Credit Mortgages

100% poor credit mortgages are offered to those borrowers who have a poor credit history. Typically, they are provided by sub prime mortgage lenders who are willing to take a risk on those with a poor credit record however, there are a few specialist lenders who will offer 100% poor credit mortgages to those with bad credit histories.

Apart from often having a higher rate of interest, 100% poor credit mortgages are no different from a standard mortgage and are designed to help people get on the property ladder by effectively offering the entire value of the property to save the buyer struggling to find a deposit.

To qualify for a 100% poor credit mortgage you will usually have one or more of the following:

County Court Judgements (CCJs)
Bankruptcy
I.V.A
Loan / credit defaults
Mortgage, Rent or Loan arrears
Decrees (in Scotland only)

For information advice and quotes for 100% poor credit mortgages, use our FREE and fast bad credit mortgage quotes enquiry form. Simply fill in online and you will be contacted by an advisor who can guide you through your options.

Initial Rate	Type	Period To	Provider	The Overall Cost For Comparison APR	LTV
6.49%	Adverse		Manchester Building Society	6.80%	80%	More
6.99%	Adverse	Sep 2011	Coventry	7.30%	65%	More
7.29%	Adverse	Jul 2009	First National Bank	7.29%	60%	More
7.39%	Adverse	Jul 2009	First National Bank	7.39%	75%	More
7.44%	Adverse	Jul 2009	First National Bank	7.44%	60%	More
7.49%	Adverse	Jul 2009	First National Bank	7.49%	60%	More
7.50%	Adverse		Accord Mortgages	7.50%	65%	More