1 Year First Time Buyer Mortgages

For first time buyers, the mortgage market can be a confusing place, so 1 year first time buyer mortgages offer a short-term option if you're not sure where to start, because you can switch to another deal after a year. To make it easier for you to choose the right deal for you, we've brought together our selection of the latest 1 year first time buyer mortgages, including trackers and fixed rates. See below to compare first time buyer mortgages and get quotes.

First Time Buyer Mortgage Deal Selection - Call Direct
Initial RateProviderTermTypeAPR*LTV 
3.19%
2 Years2 Year Tracker4.10%75%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
3.19%
2 Years2 Year Tracker4.10%75%More Info >
£999 product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
3.79%
Life of the mortgageLifetime Tracker Special: Fee Free3.90%85%More Info >
No booking fee.
Call 0800 077 4282 to speak to the HSBC mortgage team.
4.79%
2 Years2 Year Fixed NewBuy Scheme4.30%95%More Info >
New purchase only. £499 product fee.
Call 0800 1582934 to speak to a Natwest mortgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

Mortgage Deal Selection - Call Lender Direct
Initial RateProviderTermTypeAPR*LTV 
2.69%
2 Years2 Year Tracker4.00%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.69%
2 Years2 Year Tracker4.00%60%More Info >
£999 product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
3.29%
2 Years2 Year Fixed Rate4.00%70%More Info >
£599 booking fee. Maximum mortgage size £1,000,000
Call 0800 077 4282 to speak to the HSBC mortgage team.
3.59%
2 Years2 Year Discount Fee Free4.00%85%More Info >
No booking fee. Maximum mortgage size £400,000
Call 0800 077 4282 to speak to the HSBC mortgage team.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker