1 Year Fixed Rate Mortgages
1 year fixed rate mortgages are not currently available. Fixed rate mortgage deals range from 2 year to 10 years. Features of a fixed rate mortgage include:
- Your mortgage payments will stay the same in that period, even if the Bank of England’s rate or your lender’s other interest rates go up.
- This gives you the certainty of knowing that you can afford your payments and will make it easier for you to budget.
- If rates go down you won't benefit. Your payments will stay at the higher rate. Conversely if rates go up you will benefit.
- You may not be able to make overpayments and pay off your mortgage early without penalties.
See below for our latest range of fixed rate mortgages and find the right one for you.
Require mortgage advice? You can call our mortgage team on:
0117 332 6063
Monday to Friday 8.30am to 7pm