2 Year Tracker Mortgages

Compare 2 Year Tracker Mortgage Deals

2 Year TRACKER deal »NatWest Mortgages

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1.84%Reverts to 3.99% after 2 years

Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

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Tracker mortgages are variable rate loans that follow the bank of England’s base rate. The amount you pay monthly for your mortgage will depend on whether the levels of interest rise fall or remain static. For many, a 2 year tracker mortgage is the preferred type of mortgage deal. There are a few reasons why a tracker mortgage may benefit you: 

  • Mortgage lenders will not be able to influence the interest rates.
  • Monthly repayments could work out lower if interest rates are low for a sustained period of time.
  • Some tracker mortgage deals will come with benefits and discounts.
  • Because it only lasts for 2 years, a tracker mortgage is not a long term commitment. It you are not satisfied with the mortgage deal, you can change it quickly.

Of course, there are some disadvantages to taking out a 2 year tracker mortgage as well: 

  • If interest rates are high, you may end up paying more monthly, which makes them unpredictable.
  • There are usually charges for early repayments.
  • Those on a strict budget may find it difficult to plan their finances around a tracker mortgage.

Alternatively, you may want to consider a fixed rate mortgage where you are able to make the same monthly repayments regardless of the rates of interest. Because the payments are fixed, you can easily include them into your budget and you know how much you will need to spend each month.

If you are looking for a 2 year tracker rate mortgage, there are many different mortgage lenders that could help you. Comparing tracker rate mortgages will help you to get a better picture of the type of mortgage that would most suit you.

Our comparison tables below provide you with a few different two year tracker rate mortgages that you may want to take a look at.

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The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker