4 Years No Claims Discount

Save With a 4 Years No Claims Discount...

No claims discounts (NCD) reduce the cost of car insurance. In simple terms the longer you have gone without claiming on your insurance the less of a risk you are to an insurer so they will “reward” you accordingly.


Different Car Insurers will have their own policy on setting no claims discounts for drivers. The maximum number of years discount you can expect range from 4 to 5 years although there are a few insurers who will go up to 7 years. The total bonus can be as much as a 75%  – typically you can expect bonus to accumulate as follows: 30% bonus after the first year, 40% after the second, 50% after the third, 60% after the forth and 65% following five years as long as you have not claimed on your car insurance.

Compare - Latest Car Insurance Deals
ProviderSpecial OffersGet Quotes

5 Star Car Insurance from £196* - You could save up to 20% online.
10% of customers are expected to receive the maximum saving.

Get Quotes >
Save up to £917 on Car Insurance.

(10% of consumers achieve this saving. Based on an independent research by Consumer Intelligence during 01 August-31st August 2016.)
Multicar discount - minimum premiums apply. Guaranteed Hire Car cover comes as standard with our comprehensive motor insurance. Underwritten by U K Insurance Limited

Get Quotes >
Car Insurance from £190.
10% of new customers paid £190 or less (Aug '15 – Jul '16). Key features of comprehensive cover: Courtesy car included, European cover, Uninsured driver promise, £30 off car insurance available to current account customers, up to £200 personal belongings cover, UK-based call centres. Nationwide car insurance is provided by Liverpool Victoria Insurance Company Limited (LV=)
Get Quotes >

Don’t get caught out when you break down. Churchill offers free breakdown cover to new Motor customers
First year Breakdown service (roadside only), provided by Green Flag, new policies only. Excludes N.I . Breakdown chargeable at renewal. Underwritten by U K Insurance Limited. Terms & conditions apply

Get Quotes >
Multi Car Insurance - You could save £318†
Great cover if you need to insure more than one car
Get Quotes >

Comprehensive cover available from just £152 a year**.
5 Star Rated Comprehensive Cover, you'll benefit from the following as standard: Uninsured driver cover, Vandalism cover, Guaranteed replacement car, Emergency any driver cover, Cover for driving in the European Union for an unlimited period.

Get Quotes >

97% of customers would buy again from LV= (verified by Reevoo)

Benefits include UK call centres, 24/7 claims helpline, unlimited cover for factory fitted phone, audio and sat nav equipment, and replacement child car seats. Plus optional extras, such as motor legal expenses, guaranteed courtesy car, European car insurance cover, increased personal accident cover and breakdown cover.

Get Quotes >
Confused.com compare prices from over 130 motor insurance providers to find you their best dealGet Quotes >
Save up to £230 on your car insurance (51% of consumers could achieve a saving of up to £229.96 with Gocompare.com car insurance based on a comparison of at least 40 companies)Get Quotes >

Save 15% Online††
No claims discount up to 75%.

Get Quotes >
5 Star car insurance from £222***
Uninsured driver promise. Courtesy car as long as your car is being repaired.
Get Quotes >

Get Comprehensive Car Insurance Quotes Online.

Get Quotes >

 * 10% of customers buying comprehensive car insurance with us from October 2014 to December 2014 paid this price or less for our standard cover (excluding optional extras). The price you will pay depends on individual circumstances, cover chosen and payment method. Our Defaqto 5 Star Rating gives you independent expert reassurance about the quality of cover we provide as well as options to tailor your cover. Discount depends on individual circumstances and does not apply to optional extras. Minimum price applies.