6 Month Car Insurance

6 Month Car Insurance Quotes

Most standard car insurance policies will provide someone with cover for a minimum of 12 months, but there are many situations in which that amount of cover will not be needed. Obtaining car insurance for a shorter term may be suitable and there are many companies that are willing to provide temporary car insurance quotes.

There are many ordinary and everyday situations in which it is conceivable that a person would be better off with car insurance that offered 6 months or less of cover:

• A person may only be driving in the UK for a limited period before they travel abroad
• They may be planning to buy a new vehicle in around 6 months time
• The car may be being lent to a friend or relative
• A friend or relative may need to be able to  drive your car temporally while theirs is out of action

One of the main reasons that a person may want to take out a 6 month insurance policy is that adding another driver to a standard policy can often result in a loss of the no claims bonus. Taking out a temporary policy that names both individuals instead will not affect the original standard policy.
Consumer should be aware that the cost of premiums for 6 month car insurance polices are likely to be higher than standard policies, as is the level of excess required if a claim is made. There are differences between polices so always look at a number of different car insurance quotes.