There is no real definition of what constitutes a classic car in the world of insurance, just vague ideas about it being more than 20 years old and worth more than £15,000. Most insurance companies should be willing to offer cheaper premiums for the cover of a classic car due to the assumption that it will be driven less and maintained better than an average car.
6 months car insurance of a classic car may be needed for a variety of reasons. Maybe a longer term policy has run out but the car is pending sale. Maybe the car will need to taken for a number of check ups and garages in the next few months. Many car enthusiasts like to drive their classic cars around in the summer months only, so temporary road cover could be a great idea.
The potential downsides are that the higher premiums may offset the lower premium price for classic cars, and if there is an accident the policyholder is likely to be required to pay a pretty large excess.
With so many insurance providers offering both temporary and classic car insurance, it should be possible for consumers to find a number of car insurance quotes from different companies.