90% Buy to Let Mortgages

Compare 90% BTL Mortgage Deals

Latest Deal - NatWest 2 Year Tracker BUY TO LET Rate »

Call FREE - 0800 056 8572 

1.88%Reverts to 4.25% after 2 years
  • 2 Year Tracker - 60% LTV
  • Call FREE - 0800 056 8572


Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

90% buy to let mortgage deals are available from a range of UK BTL lenders - we do not currently offer any 90% LTV BTL mortgages, but see below for a selection of leading UK BTL mortgage rates for BTL landlords who have at least 20% equity including no fee options.

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*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above 90% Loan To Value mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed
Buy to Let

4.79%

Reverts to 5.10%

2

Years

80%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 5.30% APRC. This is the cost of the mortgage over the full term.
Fixed
Buy to Let

4.79%

Reverts to 5.10%

2

Years

80%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 5.30% APRC. This is the cost of the mortgage over the full term.
Fixed
Buy to Let

4.99%

Reverts to 5.10%

5

Years

80%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 5.30% APRC. This is the cost of the mortgage over the full term.
Fixed
Buy to Let

4.99%

Reverts to 5.10%

5

Years

80%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 5.30% APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above 80% Loan To Value mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

90% buy to let mortgages

The loan to value ratio of a mortgage indicates how much of your property you own outright (covered by your deposit, and commonly known as equity) and the amount you are borrowing (covered by your mortgage), expressed as a percentage. Therefore, a 90% LTV mortgage means that you are borrowing almost the entire value of the property and paying only a small deposit. Because this represents a higher risk to lenders as they are offering you a bigger loan, 90% mortgage deals can be difficult to come by, especially if you want to use the mortgage for a buy to let property.

 

Since the launch of the Government's Help to Buy scheme in 2013, several 90% loan-to-value (LTV)  mortgage deals have appeared on the market. These high LTV mortgages could be useful for those looking to get onto the property ladder for the first time, or for buyers who want to move home but are unable to save up a substantial deposit. A 90% LTV Help to Buy mortgage could allow you to buy a property with as little as a 10% deposit. However, Help to Buy mortgages are designed to be used for residential properties only, so if you want to get a 90% loan to value mortgage for a buy to let property, you will not be able to use the Help To Buy scheme.

 

How much will a 90% LTV buy to let mortgage cost?

A high LTV mortgage, such as a 90% LTV buy to let mortgage, will generally be more expensive than mortgages with lower LTVs as the bank is taking on more risk due to the greater amount owed. For this reason you may struggle to find a lender who will offer you a 90% LTV mortgage on a buy to let property. To find the best high LTV buy to let mortgages alternatives for you, click on the FREE mortgage calculator above and compare over 5,000 deals tailored to your personal requirements.

 

While 90 per cent buy to let mortgages can be tricky to come by, it is worth checking out the table above for some of the best deals, or to speak to one of our specialist mortgage team on 0117 332 6063.

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Call 0117 332 6063

to speak to the Fair Mortgages Buy To Let Mortgage Team.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker