The Opportunity for High Growth Returns
The Investec FTSE 100 5 Year Deposit Plan 19 aims to provide a higher return than is available through other deposit accounts, whilst returning your initial deposit in full if the plan is held to maturity. The 5 year plan offers a target return of up to 32.5%, dependent on the performance of the FTSE 100 Index.
At the end of the investment term you will receive the target return as long as the final level of the FTSE 100 Index is higher than the starting level. If the final Index level is the same as or below the starting level you will still receive your initial investment.
Investec Bank plc, as the Plan Manager, offers a choice of deposit taker, either Investec Bank plc or RBS.
This is a structured investment plan.
- Investec Version Potential Fixed Return - 32.5% gross
- RBS Version Potential Fixed Return - 26.75% gross
- The difference in returns payable is an indicator of the deposit taker's credit rating
- Both deposit takers are covered by the Financial Services Compensation Scheme up to £50,000 for an individual or up to £100,000 for a joint deposit account *
- Capital Protected Product**
- Investment Term - 5 Years
- Minimum Single Investment - £1,500
- Within your individual ISA limit - Up to £5,100
- Maximum Direct Investment - £1,000,000
- Available as a Cash ISA, Cash ISA Transfer and for Direct Investment.
- This Plan is not the same as a bank or building society deposit account and you may not receive your initial deposit in full if your capital is withdrawn early
- ISA Transfer Deadline - 6 August 2010
- ISA Deadline - 20 August 2010
- Direct Investment Deadline - 20 August 2010
*Subject to the Scheme's eligibility criteria - see brochure for details.
**The return of your capital depends on the ability of the deposit taker (Investec Bank plc or RBS) to repay the monies.