"If you are looking for alternatives to fixed rate bonds, to provide you with the potential for a higher return on your savings but without putting your capital at risk, then our latest Income Deposit Plan demands a closer look.
For each year the FTSE remains between 4,500 and 7,000 you will receive an income payment of 7.00%. Should the FTSE move outside of this range, no income will be paid for that year. Combined with a strong credit rating provided by the Royal Bank of Scotland, this plan provides a unique balance of high income potential and capital protection.
You can also take advantage of your Cash ISA allowance for the current tax year, as well as transfer existing Cash ISAs and make non-ISA deposits."
Oliver Roylance-Smith, head of investments and savings
Request a brochure for the Income Deposit Plan »
This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term. The past performance of the FTSE 100 Index is not a guide to its future performance.
If you are at all unsure of the suitability of this type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice. Any reference to tax is based on your personal circumstances and current law and practice, which may change at any time.