Potential 8.25% annual returns on your savings

Potential 8.25% annual returns on your savings

06 August 2012 / by Oliver Roylance-Smith

Plus the potential to mature from year one...

“The powerful combination of very high potential returns, the ability to mature early and capital protection provided by The Royal Bank of Scotland could make the Deposit Kick Out plan from Gilliat a compelling offer.

Your return is dependent on the performance of five shares listed on the FTSE 100 Index, with all five shares needing to be at the required level for you to receive 8.25% annual return (not compounded). The required levels are 100% of their starting value at the end of year 1, reducing by 5% for each year thereafter.

Unlike fixed rate bonds the returns are not guaranteed, but this is the trade-off for the potential to more than double the returns currently available from leading longer term fixed rates.”

Oliver Roylance-Smith, head of savings and investment

Request a brochure for the Gilliat Deposit Kick Out plan »

This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term. The past performance of the FTSE 100 Index is not a guide to its future performance.

If you are at all unsure of the suitability of this type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.