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Adventurous Brits need adequate travel insurance

18 June 2008 / by Rachael Stiles
A quarter of holidaymakers from the UK are looking for more from their travels than lying on a beach, but they do not always have sufficient travel insurance cover to participate in the risky activities they want to pursue.

Esure has said that 25 per cent of British holidaymakers now choose their destination based on the adventurous activities they can take part in, such as scuba diving, white water rafting and bungee jumping.

Almost 90 per cent of Brits have taken part in such treacherous activities whilst on holiday, and more than 2.8million of these have incurred an injury in the process. But one in 10 travellers wrongly believe their travel insurance will cover such excursions as standard, failing to read the small print and not realising that they are leaving themselves vulnerable to expensive medical bills.

Just two thirds of Brits travelling abroad would bother to take the time to check their travel insurance policy before taking part in a dangerous sport or other activity, esure found, and 15 per cent even go ahead and take the risk when they know that they will not be covered by their insurance.

One in 10 Brits admit to trying dangerous activities such as off-road mountain biking, scuba diving, jet skiing and canoeing, because of pressure from their children, friends or family, whilst others simply want a good story to tell when they get home or to impress friends and colleagues.

Mike Pickard, head of travel insurance at esure, said: "Brits want more from their holidays nowadays and appear to be swapping the sun lounger for the bungee cord. It's not where they've been on holiday but what they've done that seems to be important.

"With a surge in the popularity of, and access to, more adventurous sports and activities at holiday resorts across the globe, it's crucial for holidaymakers to take out travel insurance and check they're covered before they try out the likes of white water rafting in Australia or shark-feeding in the Bahamas. Get injured and the medical bills could turn a paradise trip into a nightmare."

Esure recommends that travelers compare_travel insurance and read the policy documents carefully to make sure they are covered for everything they want to do on their travels. Many policies offer specialist cover, such as wintersports travel insurance or optional extras for adventure-seekers.

© Fair Investment Company Ltd