Business and home insurance under threat as floods strike again

30 May 2008 / by Rebecca Sargent
Home and business owners are being advised to check their insurance policies as flash floods have hit areas of the UK for the second consecutive year.

The Association of British Insurers (ABI) has today issued advice to property owners who have suffered damage following flash floods in the West Country.

The floods hit last night and scuppered the south west's first festival of the year. Sunrise festival in Somerset was cancelled last night as it tried to cope with torrential rain, wind and floods, the news does not bode well for Glastonbury, scheduled to take place in just four weeks.

Fire fighters in Somerset last night battled against the floods, reportedly calling it their "busiest night in living history." In repeats of last summer, homes were evacuated in the worst affected areas of Somerset.

The ABI advises those whose properties have been hit to contact their insurer as soon as possible and to refrain from using electricity and water supplies until the all clear has been given. Property owners are also urged to take photographs of the damage before claiming on their home insurance.

Nick Starling, director of general insurance at ABI, said: "These events highlight just how important insurance protection is, If you have been affected by flooding, contact your insurance company. Their priority is to deal with all claims as quickly as possible."

And, for those whose homes and businesses have been affected, Direct Line home insurance has deployed over 100 members of its emergency response team in the areas worst hit to offer assistance.

Andrew Lowe, head of home insurance at Direct Line confirmed Mr Starling's sentiments saying: "Our main priority is to help people get back to normal as quickly as possible and with the least amount of inconvenience.

"Additional staff are on stand-by to help customers who have been affected by the recent flooding in the south west region." he added.

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