Car breakdown cover doesn't always include filling up at the wrong pump Go compare with our comparison table

Car breakdown cover doesn't always include filling up at the wrong pump

02 October 2010 / by Rachael Stiles

Drivers who put the wrong fuel in their car might find that their car breakdown cover does not cover the cost of recovery to get it repaired.

Financial research company Defaqto has found that 23 per cent of car breakdown cover policies do not offer cover for mis-fuelling, so in addition to the cost of repairing the damage caused, drivers would also have to pay to get their car towed to a mechanic.

Mike Powell, Insight Analyst for General Insurance at Defaqto said that "even those motor breakdown policies that do cover such an eventuality will tend to find that the extent of the coverage is limited to towing the car to a garage or to their destination."

Another 14 per cent of car breakdown cover providers do not offer cover if a driver runs out of fuel, Defaqto's research discovered.

More than 100,000 motorists put the wrong fuel in their cars every year, according to the AA, and it is one of the 10 most common problems dealt with by AA motor breakdown patrols, Defaqto said.

Mr Powell concluded: "Motorists need to be aware that there is a wide variation in the type of coverage offered by motor breakdown policies even beyond the better known classifications such as roadside assistance, home service, towing, onward travel, replacement car, hotel expenses and European cover."

© Fair Investment Company Ltd

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Save up to £75 on fuel when you buy breakdown membership with added options. T&C's apply*

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* New customers buying options with breakdown membership and paying on an annual continuous basis will get a fuel card worth up to £75. This will be an AA prepaid MasterCard that can be used at any UK fuel station where MasterCard is accepted. To qualify, you’ll need to buy breakdown membership with at least 1 option (National Recovery, At Home, Onward Travel and/or Parts and Garage Cover). The value of the fuel card will depend on the number of options added to your cover: £20 card when adding 1 option, £30 card when adding 2 options, £50 card when adding 3 options, £75 card when adding 4 options. The card will be valid for 6 months from the date of issue. This offer is not available to Cashback Customers.