Car breakdown cover doesn't always include filling up at the wrong pump Go compare with our comparison table

Car breakdown cover doesn't always include filling up at the wrong pump

02 October 2010 / by Rachael Stiles

Drivers who put the wrong fuel in their car might find that their car breakdown cover does not cover the cost of recovery to get it repaired.

Financial research company Defaqto has found that 23 per cent of car breakdown cover policies do not offer cover for mis-fuelling, so in addition to the cost of repairing the damage caused, drivers would also have to pay to get their car towed to a mechanic.

Mike Powell, Insight Analyst for General Insurance at Defaqto said that "even those motor breakdown policies that do cover such an eventuality will tend to find that the extent of the coverage is limited to towing the car to a garage or to their destination."

Another 14 per cent of car breakdown cover providers do not offer cover if a driver runs out of fuel, Defaqto's research discovered.

More than 100,000 motorists put the wrong fuel in their cars every year, according to the AA, and it is one of the 10 most common problems dealt with by AA motor breakdown patrols, Defaqto said.

Mr Powell concluded: "Motorists need to be aware that there is a wide variation in the type of coverage offered by motor breakdown policies even beyond the better known classifications such as roadside assistance, home service, towing, onward travel, replacement car, hotel expenses and European cover."

© Fair Investment Company Ltd

 See below to compare car breakdown deals and make sure you get the cover you need
:

 

Compare Breakdown Cover Deals
ProviderOnline DiscountCover FeaturesSpecial Offers 
Up to 40%

Cover from just £34.99.

Get up to £50 off this Spring . Vehicle based cover. Max saving off Roadside, Recovery, At Home, Onward Travel & European Rescue on annual continuous paymentGet Quotes >
n/aNo matter the vehicle type or age you can rest assured you are in safe hands with one of the UK’s leading specialistsAny vehicle covered, any age. With our Full UK cover you are covered in every eventuality, from assistance at the roadside and your home address, through to overnight accommodation, hire car and onward travel should you vehicle not be immediately repairable.Get Quotes >
Up to 40% off phone pricesCover from £25. (10% of customers achieve these prices online)

50% off your AA or RAC renewal quote. - (For vehicles 10 years & under on our closest equivalent UK cover). Underwritten by U K Insurance Limited

Get Quotes >
n/aGet 24 hour roadside recovery assistance from £39

Enjoy free At Home cover. New customers buying AA Breakdown Cover with National Recovery can add At Home cover at no extra cost. T&C's apply*

Get Quotes >
n/aAverage response time 36 minutes - fastest cover in the country. Cover from £11.99. 5 Star rating from independent customer review agency Review Centre. Cover available for cars, vans, motorbikes & fleets

Unlimited Callouts per year No excess or callout charges, vehicle Home Start available, up to 1 hour Roadside Assistance, 75% of breakdowns repaired at roadside, covers the driver and up to 7 passengers, European Cover also available

Get Quotes >
n/aCover from just £17.90

Half price MOT.

Get Quotes >

* New customers buying any combination of National Recovery, At Home and Onward Travel options with breakdown membership and paying on an annual continuous basis will get an M&S or Amazon.co.uk Gift gift card worth up to £50. To qualify, you’ll need to buy breakdown membership with at least 1 option (National Recovery, At Home and/or Onward Travel). The value of the gift gift card will depend on the number of options added to your cover - £20 gift gift card when adding 1 option, £30 gift gift card when adding 2 options, £50 gift gift card when adding 3 options.