Car insurance fraud: 12 million drivers would lie

11 April 2009 / by Rebecca Sargent
As Brits hit the roads to get away this Easter, research has found that as many as 12 million motorists would mislead their car insurance provider to ensure a payout.

The research, from, has found that 36 per cent of drivers would lie and make a fraudulent car insurance claim, if it meant the payout would be honoured.

The study asked motorists whether they would reveal the truth to their insurer if they had failed to secure their vehicle properly and it was stolen. The results showed that just 18 per cent would tell the truth without being asked.

Meanwhile, 31 per cent sad they would be upfront if they were asked, and nine per cent said they would never tell the truth.

Commenting, Andy Leadbetter, managing director of insurance at said: "It's a real surprise to find out so many motorists are ready to lie in order to secure a motor insurance payout.

"In the current climate, many people may be concerned about receiving adequate payout from their insurer. However, it would be foolish to keep quiet and withhold information; if you are caught out it could back-fire and be seen as fraudulent behaviour in the eyes of an insurer, and could result in them refusing to cover you in future."

The study found that twenty-somethings are the most likely to lie, while women are more likely to tell the truth than men. Mr Leadbetter added:

"It is easy to see how someone may be tempted into lying about a moment of carelessness, yet it's important to remember it is still against the law.

"I urge motorists to be completely honest when it comes to their insurance, and more importantly, to take care when securing their vehicles as prevention is the cheapest option," he warned.

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