Contrary to appearances, summer is on the horizon, with the start of British summertime officially scheduled for Saturday March 25th.
As summer weather lures homeowners into the garden, it is vital to protect garden implements from opportunistic thieves, Co-operative Insurance has insisted, echoing warnings from Halifax.
Garden thefts are relatively easy work for thieves, who can simply haul their pickings into a van and sell them on without attracting suspicion.
Valuable items at risk include lawnmowers and the antique garden ornaments with which some homeowners choose to festoon their lawns.
Precautionary measures include locking up garden tools and stowing the key safely away, weighting pots and roots, and blacking out tool shed windows.
Top tips for making a claim if you are unlucky enough to be targeted include photographing your furniture before the theft, which helps the insurer verify your claim and perhaps even identify your items, marking your lawnmower with ultraviolet paint for improved detection, and gravelling your path to make intruders audible.
Although some insurance companies will cover garden contents under their home contents policies, customers should always check their policy details, Co-operative urges.To learn more about home insurance, click here.
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