People who become seriously ill say getting essential critical illness insurance is a fraught process, says a charity.
Recent research by Macmillan Cancer Relief says as the cost of being ill is rising, growing numbers of critically ill cancer patients are becoming stressed about how they will be for their treatments and compensate for loss of earnings.
According to the cancer charity, finding affordable critical illness and travel insurance becomes "practically impossible" for patients who are diagnosed with cancer.
However, insurers say the industry is 'catching up' when it comes to growing treatment costs.
Mike Douglas from Partnership Insurance told the Guardian: "Immediately after diagnosis it is almost impossible to find life cover, but life assurance is gradually moving in line with new developments and underwriting manuals are constantly changing."
Kevin Carr from Life Search recommends shopping around and says people should not be immediately disappointed if they are refused at the first insurance broker they approach.
He also recommends dealing with a specialist advisor who deals with critical illness insurance.To read more about Medical Insurance, click here.
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