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DIY-crazy Brits should check insurance before shelling out on home improvements says Saga

11 October 2007
One in three Brits splash out on home improvement as often as every five years but many are neglecting to check their home insurance polices or inform their providers of the changes according to research by Saga Home Insurance.

Homeowners who go ahead with their alteration plans could be underinsured meaning that in the event of damage, their claims could be rejected.

Worryingly, the new figures revealed that two in three people are not aware that their insurance company may require notification prior to starting any major construction work which could impose limitations to their cover whilst the work is being completed.

What’s more, the research showed that one in three people are falling victim to the fast fashion culture, often carrying out work that is unnecessary, in particular needlessly replacing bathrooms and bedrooms in an attempt to keep up with the Joneses.

And it comes as no surprise that Saga’s findings revealed that 23 percent over 50s are more inclined to want long term home improvements undertaken compared to 41 percent of those aged under 50.

For those considering carry out renovations on their home, Saga’s advice is to inform your home insurance provider before embarking on any major work. It may be the case that the cover is extended during this period as, in most cases, unassembled kitchen units, uninstalled bathroom suites and most unfixed building materials are excluded from most policies as standard.

Find out about Saga home insurance

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