Direct Line recommends garden insurance

05 July 2005
British gardens have sustained more than £400 million worth of damage so far this year, spurring calls for homeowners to ensure they have garden cover.

A survey by insurance provider Direct Line found that summer parties and barbeques often left homeowners with lawn damage and broken furniture.

The biggest culprits appear to be other people's children, with the little terrors breaking windows and trampling borders.

"2005 may well become the hottest summer on record, and if this is the case, anyone lucky enough to have a garden will most likely be spending a good deal of time in it," said Andrew Lowe, head of home insurance at Direct Line.

"The obvious 'knock-on effect' of us enjoying more time in our gardens will be to spend more money on them, which is why Direct Line is encouraging homeowners not to overlook their gardens when evaluating their home contents for insurance purposes."

Sometimes the damage even extends past the garden fence with one in ten respondents admitting that their neighbours' property has been damaged during summer parties.

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