Dont invalidate your home insurance like Jade Goody

18 June 2008 / by Joy Tibbs
The home of former Big Brother contestant Jade Goody has been robbed for the third time, and jewellery worth £56,000 was taken from her Essex home. ASDA is warning consumers to make sure valuable items are kept secure and that they are insured.

And Ms Goody is not likely to be recompensed for the lost goods as it is rumoured the items were left in full view of the thieves and that a window had been left open. If this proves to be true, her home insurance is unlikely to cover the jewellery, which included designer watches, rings and a Tiffany necklace.

ASDA offers three major safety tips when it comes to home security. The first is to keep precious possessions out of sight and locked away. It suggests that consumers take out adequate home contents insurance, and ensure that expensive items are named on the policy.

Finally, it recommends that people consider installing a home alarm system, which acts as a deterrent to intruders and can even help to reduce home insurance premiums.

ASDA's head of insurance, Gideon Ingham, said: "Many households across the country will have at least a few precious items of jewellery and family heirlooms in their possession. In some cases, such as Jade Goody, these can be worth several thousand pounds and we urge people to keep their valuables out of sight and preferably locked in a safe."

Meanwhile, product director for Confused.com, Simon Lamble, is warning people not to make their homes vulnerable to theft while they are away on holiday. As well as taking sensible security precautions, he suggests that consumers check their house or contents insurance policy before jetting off.

"Some policies may be invalidated if a property is left empty for a prolonged period of time," he said. "Before leaving to go on a lengthy holiday, it is wise to check the terms of the policy to make sure that the level of cover is sufficient.

"If there is any doubt, the insurance company should be contacted; it may be that extra cover can be arranged or that there are some additional security requirements which can be implemented so that the policy will be valid while the property is empty.



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