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Get pet insurance this national pet month Go compare with our comparison table

Get pet insurance this national pet month

08 April 2010 / by Rachel Mason

Fair Investment Company urges dog and cat owners to get pet insurance to avoid costly vet bills

- It costs up to £1,200** to fix a pet's broken leg

- Get pet insurance from just £3.94*

- National Pet Month: pet insurance is 'responsible pet ownership'

April 3-May 3 2010 is National Pet Month, and Fair Investment Company is urging dog and cat owners to get pet insurance.

"National Pet Month has released ten top tips for responsible pet ownership, and one is to get pet insurance if you have a dog or cat," explains Rachael Stiles, personal finance editor at Fair Investment Company.

"Pet insurance may not be a priority for most pet owners, but it could save you an awful lot of cash in the long run. For example, using our pet insurance comparison service, you can get dog insurance from £7.10, or cat insurance from £3.94*, and you could get an extra discount when insuring multiple pets.

"But if you didn't have insurance and your cat or dog broke its leg, it would cost you around £1,200** to have it fixed. With pet insurance, that cost would be covered."

Pet insurance was thrown into the spotlight recently when the Government announced it would be making it compulsory for all dog owners to have at least third-party pet insurance, but the negative response was so strong that the Government pulled the plans a week later.

However, Rachael says even though getting pet insurance is not a legal requirement, all pet owners  - particularly dog owners - should consider the consequences of not having it.

"Imagine if your family pet broke its leg but was otherwise completely healthy, and you were forced to have it put down simply because you couldn't afford the treatment.

"Recent research from Sainsbury's pet insurance revealed that more than half of vets have had to put down a pet because the owner couldn't pay the bill and it is so sad to think that so many of these deaths could have been avoided for the sake of just a few pounds a month.

"And the other cost to keep in mind is liability. According to Petplan, third party liability claims for dogs have increased by 500 per cent over the past 10 years as our society becomes more and more aware of its 'rights' to sue for compensation. If your dog did cause damage to someone's property or injure them, without insurance, you would be totally liable for the cost."

Get a pet insurance quote from Fair Investment Company, and save up to 20% for buying online.

ProviderOnline DiscountMax Vet Fees CoveredAdditional Features 
10%Up to £6,500 (platinum cover)10% Multi-Pet discount . Cover for: Vet fees for illness and injury, Third party liability – up to £1 million for dogs, Boarding kennel or cattery fees – up for £1000 if you have to go into hospital for 48 hours or longer (Platinum cover only). Includes access to Pet Legal and Vet Finder helplines.Get Quotes >
15% multi-petUp to £15,000Rated 5 stars by over 4,000 customers. Choose from £3,000 to £15,000 vet fees cover/year. Zero excess available. Clear and simple policy document. UK based help teams. Easy claim process with no forms to fill. 15% multi-pet discountGet Quotes >
N/aUp to £8,0005 Star Defaqto insurance. Family approach to insurance for cats and dogs in a straightforward, easy to understand way. Multi-pet cover available without the need to have more than one policy. UK customer and claims service provides expert veterinary information and advice 24/7/365. Unlike many other pet insurers, no coinsurance or co-payment to add to your excess. Get Quotes >
Intro Discount
up to £4,00045% Introductory Discount. With multi-pet cover you can mix and match Standard or Lifetime policies too - there's even a 10% multi-pet discount when you insure more than one pet.Compare pet insurance plans online and discover which level of cover best suits your needs. We love pets and we love great value!Get Quotes >
Save up to £100 a year by switching to ASDAUp to £7,500Great value Pet Insurance. 3 choices of Lifetime cover for vet's fees up to £2,000, £4,000 and £7,500, reinstated annually and with ongoing conditions insured for life. Also 12 month Standard and Value cover availabale, and Accident Only. 24 hour vet helplineGet Quotes >
20%Up to £12,000Dog and Cat Cover - No upper age limit - Long term cover so you claim for conditions like arthritis. Vet fees paid directly - Cover for loss or theft - Vetfone is a 24 hour service offering expert advice and support about anything to do with your pets.Get Quotes >
10%Up to £8,000 per yearCover from £6.29 per month. 5* Defaqto Rated Pet Insurance. Buying Pet Insurance from PDSA means you're supporting the UK's leading veterinary charity. Pay monthly at no extra cost, we can pay your vet direct (subject to availability), access a range of pet helplinesGet Quotes >
10%Up to £14,000 per yearDog, Cat and Rabbit Cover - Petplan offers genuine Covered for Life pet insurance. Multi-Pet Discount (£12 a year per pet)90% of claims settled within 5 days - Get Quotes >
10%£7,000Prices from £4.09 for cats and £7.58 for dogs. Three levels of cover to choose from. £1,000,000 third party liability cover for dogs.Get Quotes >