Insurance brokers Legal & General are offering free contents insurance cover to students under their parents' household insurance policy.
A survey recently showed that students in private accommodation are at a higher risk from burglary than those in university accommodation.
The survey found that a third of students have been a victim of crime, even though burglaries are almost 40 per cent lower than they were in 1997.
Legal & General are offering free, automatic cover for students' belongings up to 15 per cent of the amount covered for house contents under their parents's household policy.
Marketing Director at Legal & General Insurance, Gary Skelton, said: "Today’s students have more high value consumer goods per head than the rest of the population.
As the research states 65 per cent own a computer or laptop, 86 per cent have a mobile phone.
In addition, most have their own TV and DVDs and music collections so the value of their belongings can soon mount up.
So it is worth checking what insurance cover is in place, that it is at an adequate level and whether there are any limits on high risk items, such as computers."
Student insurance specialist Endsleigh says that one in five students experience theft at sometime throughout their college career.
Research shows that students could save £46 by adding their belongings to their parents' insurance policy.To read more about Contents Insurance, click here.
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