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Millions of motorists hide the truth on car insurance claims

09 May 2008 / by Rachael Stiles
More than 11 million drivers would resist telling their car insurance company the truth in order to avoid having their claim rejected, it has been revealed.

Research from has found that not jeopardising their car insurance claim is more important to such motorists than telling the truth and being upfront about the circumstances.

When asked what they would do in the event that they left their car unsecured and it was broken into, a third of motorists would said that they would keep the truth from their insurer for fear that they would not be able to claim on the insurance; another third said they would tell the truth, and the final third were undecided about what course of action they would take.

The survey found that men are more likely to lie about it than women, with 39 per cent of male drivers admitting to a willingness to lie, compared to 26 per cent of women.

Many British motorists seem ready to lie in order to conceal their own carelessness, even though this might be what resulted in the car being broken into in the first instance, said Richard Mason, director of insurance at

"You may think telling a little white lie, or holding back the whole truth is no cause for concern, but if your claim is as a result of your own wrong-doing, then insurers are likely to see it as fraudulent." He said, and not only is this dishonest, but it can also push the price up for other motorists when fraudulent drivers are regularly claiming successfully.

"I urge all drivers to tell the full truth, but even more importantly, secure their cars. Providers may well refuse to cover you in the future, if you are found out, scuppering your chances of driving altogether."

© Fair Investment Company Ltd