NCD protection good value during bad weather - esure

11 April 2006
Online insurance broker has urged motorists with no claims discount (NCD) to take out protection policies, which it claims make good sense during periods of bad weather.

Last month's wintry conditions, which saw double the normal rainfall in March according to the Met Office, could be set to continue into April says the insurance company.

Traffic accidents, and therefore insurance claims, spiral when weather conditions deteriorate and so drivers with more than four years' NCD are being urged to protect what esure describes as "the greatest potential saving in the household" – up to a 70 per cent reduction in premiums.

Mike Pickard is the head of Risk and Underwriting at, and he insists that the protection of NCD is well worth the small fee it incurs.

"The no claim discount is such a valuable potential saving for motorists and can lead to differences of more than £700 per year in the premiums for the same car, with the same driver in the same street," he said.

"There is no quick fix or fast way to make it up again. It's slowly earned again by remaining claim-free over time.

"If the weather continues to be wintry in April as predicted, drivers should consider taking the opportunity to protect their no claim discount in case the unavoidable happened," concluded Mr Pickard.

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