Rising motor insurance premiums put the onus on customers to shop around for the best deal on the market, Gocompare.com has argued.
Data analyst Experian this week reported in its Motor Insurance Benchmark that car insurance
premium costs in the UK are at their highest level for two years.
But with the increase in premium costs affecting insurers across the board, customers can take action to control the expense of their personal premiums as an alternative to switching insurer, said managing director Hayley Parsons.
Avoiding convictions on your licence, including speeding offences, will keep premiums down, she urged.
Meanwhile, learner drivers can cut their premiums, which tend to be disproportionately high due to the perception that this group present a heightened risk, by up to 30 per cent by taking a 'Pass Plus' course or an Advanced Driver course to prove their driving proficiency.
However, Ms Parsons stressed that, if insurance customers do opt to search for a new supplier, "finding the right cover for your circumstances" is key.
Customers counting the pennies should also watch out for providers who charge a fee for allowing them to pay on a monthly basis, she added.
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