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One in 10 Brits without home contents insurance

07 May 2008 / by Daniela Gieseler
Almost five million adults in Britain have not taken out home contents insurance, a new survey by Sainsbury's Home Insurance reveals.

Londoners proved to be most neglectful at protecting their homes, with 22 per cent of adults deciding they could do without home contents insurance. Another five per cent of the capital's population were not even sure if their home contents were insured, so consequently might not be covered for damage to their homes.

People in Yorkshire and Humberside are the most cautious in the country, as 96 per cent have taken out cover for their belongings, closely followed by Scotland (95 per cent) and the South West and Wales (94 per cent).

When asked for reasons why they did not insure their possessions in the home, more than a third (35 per cent) answered they did not think it was necessary. Another 14 per cent said they could not afford home contents cover.

"It's remarkable given the value of people's home contents that so many do not have cover" comments Neil Laird, manager of Sainsbury's home insurance.

"Home insurance does not have to be expensive." he continued. "You can spread the cost over the course of a year and some insurers, including ourselves, will not charge for this. There are also some great discounts on cover available at the moment."

New Sainsbury's customers are currently able to purchase 12 months of home insurance for the price of nine, and get a further 10 per cent off if they buy their cover online. This offer is available to all those who purchase both buildings and contents cover.

©Fair Investment Company Ltd