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One in seven Brits confess to driving without car insurance

01 April 2008 / by Daniela Gieseler
15 per cent of British motorists admit having driven a car in the past they were not insured to drive, a survey by price comparison site reveals.

According to the study, 9 per cent had used somebody else's vehicle although they were not insured to drive it. Quite alarmingly, another 6 per cent had driven their own car without cover.

"Anyone who drives without car insurance, no matter how short the distance and whether it's their car or someone else's, is breaking the law." warned Richard Mason, director of insurance at

With 21 per cent confessing to using their cars while uninsured, men are twice more likely to flout the law than women.

Also, younger drivers are more likely to risk breaking the law than middle-aged or older drivers. 23 per cent of twenty-somethings and 20 of thirty-somethings owned up to driving uninsured as opposed to 10 per cent of people over fifty.

"While the cost of insuring a car can be high for young males, they shouldn't be attracted by the false economy of skimping on insurance." says Richard Mason.

A costly miscalculation - if caught uninsured, motorists will have to pay a £200 on-the-spot fine, get 6 points on their license and might have their car confiscated.

On top of that, uninsured drivers do not only put their own money at risk: according to statistics of the Motor Insurers Bureau, uninsured drivers are more than 10 times more likely to have a drink driving conviction, six times more likely to drive an unsafe vehicle and account for 160 deaths on UK roads each year.

"It costs the insurance industry over £500 million each year in claims", Richard Mason sums up, "which drives up the cost of insurance for responsible motorists."

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