This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more
Pet insurance could help 20% of owners who can't afford vet bills Go compare with our comparison table

Pet insurance could help 20% of owners who can't afford vet bills

02 February 2010 / by Rachael Stiles

Pet insurance could come in handy for the 20 per cent of dog and cat owners who admit they would not be able to pay for a significant bill from the vet, according to

Research from the comparison website found that 60 per cent of cat and dog owners do not have pet insurance, and if faced with a vet's bill of £500 or more, their pets might not be able to get the treatment they need.

Of those without pet insurance, some would pay for the treatment out of their income or savings, while 15 per cent would use their credit card or take out a loan, getting into debt in order to care for their pets.

Some pet owners spend more on treats than they do on pet insurance, the study revealed, as the average dog or cat owner spends £120.84 a year on toys, treats, and clothes.

The average owner spends £241.68 each year on trips to the vet for their pooch or kitty.

John Miles, head of product development at, said, "Our research shows that pet ownership can hit your wallet hard and that cat and dog owners are already spending close to £700 a year on each pet."

"Our survey also revealed that the majority of owners do not insure their pets, but skimping on insurance can be a false economy. Over the last ten years pet insurance has become more widely available and much more affordable." 

© Fair Investment Company Ltd


ProviderOnline DiscountMax Vet Fees CoveredAdditional Features 
10%Up to £6,500 (platinum cover)10% Multi-Pet discount . Cover for: Vet fees for illness and injury, Third party liability – up to £1 million for dogs, Boarding kennel or cattery fees – up for £1000 if you have to go into hospital for 48 hours or longer (Platinum cover only). Includes access to Pet Legal and Vet Finder helplines.Get Quotes >
15% multi-petUp to £15,000Rated 5 stars by over 4,000 customers. Choose from £3,000 to £15,000 vet fees cover/year. Zero excess available. Clear and simple policy document. UK based help teams. Easy claim process with no forms to fill. 15% multi-pet discountGet Quotes >
N/aUp to £8,0005 Star Defaqto insurance. Family approach to insurance for cats and dogs in a straightforward, easy to understand way. Multi-pet cover available without the need to have more than one policy. UK customer and claims service provides expert veterinary information and advice 24/7/365. Unlike many other pet insurers, no coinsurance or co-payment to add to your excess. Get Quotes >
Intro Discount
up to £4,00045% Introductory Discount. With multi-pet cover you can mix and match Standard or Lifetime policies too - there's even a 10% multi-pet discount when you insure more than one pet.Compare pet insurance plans online and discover which level of cover best suits your needs. We love pets and we love great value!Get Quotes >
Save up to £100 a year by switching to ASDAUp to £7,500Great value Pet Insurance. 3 choices of Lifetime cover for vet's fees up to £2,000, £4,000 and £7,500, reinstated annually and with ongoing conditions insured for life. Also 12 month Standard and Value cover availabale, and Accident Only. 24 hour vet helplineGet Quotes >
20%Up to £12,000Dog and Cat Cover - No upper age limit - Long term cover so you claim for conditions like arthritis. Vet fees paid directly - Cover for loss or theft - Vetfone is a 24 hour service offering expert advice and support about anything to do with your pets.Get Quotes >
10%Up to £8,000 per yearCover from £6.29 per month. 5* Defaqto Rated Pet Insurance. Buying Pet Insurance from PDSA means you're supporting the UK's leading veterinary charity. Pay monthly at no extra cost, we can pay your vet direct (subject to availability), access a range of pet helplinesGet Quotes >
10%Up to £14,000 per yearDog, Cat and Rabbit Cover - Petplan offers genuine Covered for Life pet insurance. Multi-Pet Discount (£12 a year per pet)90% of claims settled within 5 days - Get Quotes >
10%£7,000Prices from £4.09 for cats and £7.58 for dogs. Three levels of cover to choose from. £1,000,000 third party liability cover for dogs.Get Quotes >