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Post Office home insurance offers 10% more at Christmas

03 December 2008 / by Rebecca Sargent
Post Office home insurance has announced that it will bump up cover over Christmas to protect Christmas presents that usually add value to contents.

In fact, throughout December, Post Office home insurance is increasing its contents cover by 10 per cent to ensure households are covered over the Christmas period.

The cover extension is automatic and comes at no extra cost, head of home insurance at the Post Office Emma Baunach, said:

"At this time of year people often have more valuables in their homes than usual. Over Christmas you don't want to be worrying about whether or not you have enough cover on your home insurance, so we have made the extra cover automatic to make sure you are protected."

The news comes as urges Brits to check that their home insurance cover will include Christmas gifts.

According to research from, 'top up' periods can vary on home insurance, and some insurers do not automatically increase cover at all.

Commenting, Andy Leadbetter, managing director of insurance at said: "We're all feeling the financial pinch at the moment, but Christmas often brings out the generous streak in people.

"Insurance is probably the last thing on people's minds as festivities take over but with expensive gifts and gadgets aplenty this is a prime time for opportunistic thieves to strike."

Highlighting the need to compare home insurance deals, Mr Leadbetter said: "With so many variations between insurers on seasonal uplift checking the small print with a fine-toothed comb is always a must, especially to safeguard from being underinsured."

© Fair Investment Company Ltd