Homeowners are taking big risks by choosing not to take out home insurance, it has been claimed.
Confused.com called the decision "flood roulette" in light of the recent conditions in the south of England, as it means that people may not have cover to protect them from such severe weather.
An official for the firm claimed that £30,000 of damage can be guaranteed protection for payments of £20 per month.
And with five million people in the UK living in flood risk areas, the company suggested that the public ask itself if it can go without home insurance.
"The consequences of not having insurance or having insufficient cover are potentially severe," commented Debra Williams, managing director of Confused.com.
Research from the website found that the average freezer in UK households contains £173 worth of food - items people may have to check with their insurer to see if they are covered for.
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