Sainsbury's Bank has launched a new home insurance policy to protect homeowners against damage caused by their children during the school holidays.
Research conducted for the bank has found that children at home for the summer could cause over £1 billion worth of damage.
The new policy protects homeowners against their children's over-exuberance, providing unlimited sum cover, new for old replacement on all successful claims and free membership to the bank's key recovery service.
Robert O'May, home insurance manager at Sainsbury's Bank said: "With the summer holidays here, people will be in the home more, which could increase the chances of items being damaged or broken.
"Parents need to ensure that they have adequate cover, so that if something does break or their property is damaged in some way, they are adequately covered."
Clothes are the household items most commonly damaged by children, with 38 per cent of parents reporting damage over the past three years.
Ornaments (30 per cent), carpets (27 per cent), walls (25 per cent) and sofas (14 per cent) are also commonly damaged.
As well as providing peace of mind this summer, Mr O'May also pointed out that Sainsbury's Bank's premiums are up to £164 cheaper than other leading home insurance providers.
To read more about home insurance, click here.
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