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Save £1,000s on vet fees with pet insurance Go compare with our comparison table

Save £1,000s on vet fees with pet insurance

08 April 2010 / by Rachel Mason

Pet insurance can save you thousands of pounds in vet fees according to Fair Investment Company and the firm is urging pet owners to get insurance this National Pet Month.

"National Pet Month has released ten top tips for responsible pet ownership, and one is to get pet insurance if you have a dog or cat," explains Rachael Stiles, personal finance editor at Fair Investment Company.

"Pet insurance may not be a priority for most pet owners, but it could save you an awful lot of cash in the long run," said Rachael Stiles, personal finance editor at Fair Investment Company.

Ms Stiles says that pet insurance can be bought for as little as £4, but warns, "if you didn't have insurance and your cat or dog broke its leg, it would cost you around £1,200 to have it fixed."

And, says Ms Stiles, the other big cost that pet insurance can avoid is liability payments. She says third party liability claims for dogs have increased by 500 per cent over the past 10 years.

"This is because our society has become more and more aware of its 'rights' to sue for compensation. If your dog did cause damage to someone's property or injure them, without insurance, you would be totally liable for the cost."

Esure is also urging pet owners to protect themselves with pet insurance, but warns that they should read the small print when shopping for a policy, as Mike Pickard, head of esure pet insurance explains.

"Sickness, injury and long-term illness can affect any breed of dog, at any time, which is why it's crucial for pet owners to have insurance or ample savings to cover an unexpected vet bill of any size.  
"But when it comes to buying pet insurance it's important to drill down into the detail of the product as well as look at value for money. 

"Pet policies differ considerably so it's almost impossible to compare like for like. Check the small print to see what you are covered for and how easy it is to make a claim," he said.

© Fair Investment Company Ltd

 

ProviderOnline DiscountMax Vet Fees CoveredAdditional Features 
10%Up to £6,500 (platinum cover)Vet fees for illness and injury. Third party liability – up to £1 million for dogs, Boarding kennel or cattery fees – up for £1,000 if you have to go into hospital for 48 hours or longer (Platinum cover only). Includes access to Pet Legal and Find a Vet helplines.Get Quotes >
15% multi-petUp to £15,000Rated 5 stars by over 4,000 customers. Choose from £3,000 to £15,000 vet fees cover/year. Zero excess available. Clear and simple policy document. UK based help teams. Easy claim process with no forms to fill. 15% multi-pet discountGet Quotes >
N/aUp to £8,0005 Star Defaqto insurance. Family approach to insurance for cats and dogs in a straightforward, easy to understand way. Multi-pet cover available without the need to have more than one policy. UK customer and claims service provides expert veterinary information and advice 24/7/365. Unlike many other pet insurers, no coinsurance or co-payment to add to your excess. Get Quotes >
45%
Intro Discount
up to £4,00045% Introductory Discount. With multi-pet cover you can mix and match Standard or Lifetime policies too - there's even a 10% multi-pet discount when you insure more than one pet.Compare pet insurance plans online and discover which level of cover best suits your needs. We love pets and we love great value!Get Quotes >
Save up to £100 a year by switching to ASDAUp to £7,500Great value Pet Insurance. 3 choices of Lifetime cover for vet's fees up to £2,000, £4,000 and £7,500, reinstated annually and with ongoing conditions insured for life. Also 12 month Standard and Value cover availabale, and Accident Only. 24 hour vet helplineGet Quotes >
20%Up to £12,000Dog and Cat Cover - No upper age limit - Long term cover so you claim for conditions like arthritis. Vet fees paid directly - Cover for loss or theft - Vetfone is a 24 hour service offering expert advice and support about anything to do with your pets.Get Quotes >
10%Up to £8,000 per yearCover from £6.29 per month. 5* Defaqto Rated Pet Insurance. Buying Pet Insurance from PDSA means you're supporting the UK's leading veterinary charity. Pay monthly at no extra cost, we can pay your vet direct (subject to availability), access a range of pet helplinesGet Quotes >
10%Up to £14,000 per yearDog, Cat and Rabbit Cover - Petplan offers genuine Covered for Life pet insurance. Multi-Pet Discount (£12 a year per pet)90% of claims settled within 5 days - Get Quotes >
10%£7,000Prices from £4.09 for cats and £7.58 for dogs. Three levels of cover to choose from. £1,000,000 third party liability cover for dogs.Get Quotes >