Even when taking a break in the UK during the Easter holidays, the right type of travel insurance is an "essential" part of the planning, says moneysupermarket.com.
With a week long UK travel insurance policy starting at £10 for a family of four, protection doesn't have to cost the earth, moneysupermarket has said, but it can provide peace of mind that all eventualities are covered, such as cancellation, luggage, and personal liability.
Travel insurance could be particularly useful for those heading to Guernsey or Jersey for their Easter holiday, as NHS medical care does not stretch across the channel, so any emergency medical care would have to be paid for by the traveller.
With rail strikes going on at the moment, those travelling by rail could also benefit from cover for disruption or cancellation of their trip. Anyone with travel insurance in place before the industrial action being taken by some rail workers was announced could claim on their policy for the cost of their ticket.
Even campers need to ensure their equipment is covered, says the comparison website, and stand alone camping cover is available from £16 a year. Despite the competitive cost of cover, however, less than half of the UK population takes out cover for domestic trips.
Commenting, Bob Atkinson, travel insurance expert at moneysupermarket.com, said: "We are all looking to cut down our outgoings at the moment, but forgoing travel insurance for a UK break could be a costly false economy. You never know what is waiting around the corner to spoil your break away, but having travel insurance in place means safeguarding yourself and your family - come rain or shine.
"Covering expensive camping equipment is an important consideration. Tents can be left unguarded for hours at a time, so it's unwise to leave valuables lying around. Many home insurance policies will cover you for possessions away from home however it is worth checking with your provider to find out the terms and conditions."
© Fair Investment Company Ltd