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Travel insurance for half term 'crucial' says moneysupermarket

23 October 2009 / by Rachael Stiles

Travel insurance is "crucial" for families heading off for a half term break in the next few weeks, moneysupermarket.com has warned.

With family travel insurance costing as little as £19 for a week in Europe, including ski cover, moneysupermarket is urging families that it does not have to cost a lot to be protected.

Those looking to escape the encroaching winter in Britain should ensure they have adequate protection, reading the small print to see that it provides the cover they require, especially if they plan to hit the slopes, the price comparison site sais.

A close inspection of policy wording can sometimes reveal things that are not covered, which travellers might expect to come under their travel insurance policy, but there are some competitive deals offering comprehensive cover for those who shop around.

Commenting on the upcoming half-term, Maxine Baker, travel insurance manager at moneysupermarket.com, said: "Travel insurance should be an essential item when planning any holiday, especially for a trip involving winter sports like skiing and snowboarding. A family holiday on the slopes can be costly, but forgoing travel cover is simply not an option and scouring the small print really is a must."

Ms Baker said that while some travel insurance policies will offer standard cover, including cancellation, baggage, and medical expenses, others could also offer added protection, for things like sports equipment, ski passes, or going off-piste, and, she emphasised, it is "crucial" to find out exactly what is provided.

For families that go way more than once a year, it might pay dividends to take out an annual travel insurance policy, moneysupermarket suggests, which often provides a more comprehensive level of cover and can cost around £41 a year.

Ms Baker continued: "Purchasing appropriate travel insurance for your ski holiday need not break the bank - there are competitive deals out there for those jet-setters prepared to shop around online for the best deals for them and their families."

Ms Baker also adds that while the EHIC (European Health Insurance Card) provides emergency medical treatment within the EU, it should not be seen as a replacement for travel insurance.

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