This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more
Virgin: Car insurance a must for protecting Christmas shopping Go compare with our comparison table

Virgin: Car insurance a must for protecting Christmas shopping

09 December 2009 / by Rachael Stiles

Christmas shoppers should protect themselves with car insurance for when they're shopping and opportunistic thieves cash in on cars full of presents, Virgin Money has warned.

They should be especially on their guard on December 19, the last Saturday before Christmas, which is the worst day of the month for car insurance claims according to Virgin Money car insurance, with 40 per cent more claims than the average day.

Car insurance experts believe it is people taking advantage of late night shopping hours and the higher number of presents in people's cars that are to blame for making the weekend before Christmas the most attractive to thieves.

Grant Bather, spokesman for Virgin Money car insurance, said: "Christmas is a time for giving but maybe drivers should be giving the car a miss on December 19 if they want to keep their no-claims bonus.

"With more drivers on the road and cars potentially loaded up with presents it can be a dangerous time for claims. However it is good to see that Christmas Day and Boxing Day are safe times to be on the road."

But even thieves have a day off sometimes, the analyses shows, with Christmas Day and Boxing Day being the safest days – the chances of making a car insurance claim as a result of theft on Christmas Day is a seventh of the usual day, while Boxing Day claims are less than half of the average.

Mr Bather comments: "With the start of many sales on Boxing Day and people travelling to see families you might have expected a spike in claims but in fact it's the second quietest day of the month."

The worst day of the whole year for car insurance claims is October 19 – the day the clocks go back – and the highest proportion of claims occur in the final three months of the year, accounting for 30 per cent of all claims, Virgin Money's research shows.

© Fair Investment Company Ltd

Apply online for Virgin Money car insurance today and save 5% »

ProviderSpecial OffersGet Quotes

5 Star car insurance from £185 – That’s all 10% paid for our standard cover* .
You could save up to 20% online - 36% of customers are expected to receive the maximum saving**

Get Quotes >
Our Guaranteed Hire Car cover comes as standard with our comprehensive motor insurance.

Underwritten by U K Insurance Limited

Get Quotes >

99% of customers would buy again from LV= - Reevoo

Benefits include UK call centres, 24/7 claims helpline, unlimited cover for factory fitted phone, audio and sat nav equipment, replacement child car seats, and European car insurance cover. Tailor the cover to suit you with optional extras, such as Motor Legal Expenses, Guaranteed Hire Car, increased Personal Accident cover and Breakdown cover.

Get Quotes >

Don’t get caught out when you break down. Churchill offers free breakdown service to new Motor customers
First year Breakdown service (roadside only), provided by Green Flag, new policies only. Breakdown chargeable at renewal. Underwritten by U K Insurance Limited. Terms & conditions apply

Get Quotes >

Save 15% Online††
No claims discount up to 75%.

Get Quotes >

Comprehensive cover available from just £180 a year***.
Defaqto 5 Star Rated Comprehensive Cover, you'll benefit from the following as standard: Uninsured driver cover, Vandalism cover, Guaranteed replacement car, Emergency any driver cover, Cover for driving in the European Union for an unlimited period.

Get Quotes >
New customers can get 12 months' breakdown cover for the price of 6 when they buy AA Car Insurance. You also get access to member benefits, including up to 20% off at Moto service areas. Get Quotes >

Get Comprehensive Car Insurance Quotes Online.

Get Quotes >
Free Annual Roadside Assistance and Recovery Breakdown Cover worth £49.
Over 50s save at least £50.
Get Quotes >
With lots more cover now included as standard, AXA car insurance offers you extra reassurance on the road.
If your car’s hit by an uninsured driver, you’ll keep your no claims discount and get back your excess with AXA’s uninsured driver promise* – only with our comprehensive car insurance (*We will return any No Claims Discount and Excess if you are not to blame – you will need to provide the make, model and reg number of the other car. T&Cs apply.)
Get Quotes > compare prices from over 130 motor insurance providers to find you their best dealGet Quotes >
Save up to £230 on your car insurance (51% of consumers could achieve a saving of up to £229.96 with car insurance based on a comparison of at least 40 companies)Get Quotes >