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Barclays structured product matures early

05 November 2009 / by Andy Davies

Barclays Wealth has announced that a plan in its structured product range has matured early after one year, delivering a 12 per cent return to investors.

Launched last August, Barclays' Defined Returns Annual Kick Out plan required the FTSE 100 to be at its 20 October strike level of 4282.67 in order to kick-out on its first anniversary.

With the index closing above this level on 20 October, the plan automatically matured to deliver the stated return of 12 per cent to investors, which was in addition to the return of their initial investment.

Welcoming the success of this plan, Lisa Chaudhuri, manager at Barclays Wealth, believes the early maturity further highlights the benefit of structured products.

"This latest maturity is another example of a structured product delivering what it set out to do for investors. With doubts over the sustainability of the current rally, structured products offer investors more certainty in terms of their potential investment return, plus, of course, considerable comfort in the form of conditional capital protection.," she said.

Following the success of its Defined Returns Annual Kick Out plan, Barclays is now launching a Maturity Edition – offering a return of eight per cent, aimed at existing investors who are looking to re-invest their money.

Commenting on the new plan, Ms Chaudhuri said: "The special maturity option is likely to appeal to roll over investors as they have had a good experience thus far and with this new edition maintaining a healthy premium over savings rates, the attractiveness to commit for up to a further five years is self evident."

© Fair Investment Company Ltd

 

 Product NameISA OptionMaximum Potential ReturnTermMore Info
FTSE 100 Enhanced Kick Out Planyes

10%

per annum

Up to
6 years
More Info >
Structured investment plan with the potential to mature after years 1, 2, 3, 4, 5 or 6. If the plan matures early it will return 10% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer.
FTSE 100 Defensive Kick-Out Planyes

8.0%

per annum

Up to
6 years
More Info >
Structured investment plan with the potential to mature after years 3, 4, 5 or 6. If the plan matures early it will return 8% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer.
Kick Out Deposit Planyes

3%

per annum

Up to
6 years
More Info >
Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 3% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.
FTSE Defensive Kick Out Planyes

7.50%

per annum

Up to
6 years
More Info >
Structured investment plan with the potential to mature after years 2, 3, 4, or 5. If the plan matures early it will return 7.5% times the number of years the plan has been active. Also available for Stocks & Shares ISA and ISA transfer.
4 Year Deposit Planyes

12%

at end of term

4 yearsMore Info >
4 year capital protected structured deposit plan which aims to return 12% if the FTSE 100 is higher. Also available for Cash ISA and ISA transfer.
6 Year Defensive Deposit Planyes

24%

at end of term

6 yearsMore Info >
6 year capital protected structured deposit plan which aims to return 24% if the FTSE 100 is higher than 95% of Initial Level. Also available for Cash ISA and ISA transfer.
FTSE Step Down Kick Out Planyes

7.0%

per annum

Up to
6 years
More Info >
Structured investment plan with the potential to mature after years 2, 3, 4, or 5. If the plan matures early it will return 7% times the number of years the plan has been active. Also available for Stocks & Shares NISA and NISA transfer.
Mid-Term Kick Out Deposit Planyes

10%

after 3 years, or 18% after 6 years

Up to
6 years
More Info >
Capital protected deposit plan with the potential to mature early after year 3. If the plan matures early it will return 10%. Also available for Cash ISA and ISA transfer.
Retirement Deposit Planyes

3.75%

per year, plus 22.5% at end of term

6 yearsMore Info >
6 year capital protected structured deposit plan which pays 3.75% annually from capital with a potential 22.5% at the end of the term if the FTSE 100 is higher. Available for Cash ISA and ISA transfer.

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