The rates on different savings accounts vary significantly, according to research.
National Savings and Investments (NS&I) has found that overall interest rates remained stable in the three months to January.
"The general stability in rates is great news for savers at the moment because it means that they have not had to worry about having to keep an eye on their returns to check they have not suddenly dropped," said Dax Harkins, NS&I spokesman.
"But there is still considerable variation across the products, which means savers can take advantage of the variety of different offers available."
Cash mini ISAs recorded the biggest rise in the highest rate available.
A current account is the worse place to leave your money. NS&I said current accounts had both the worst top and average interest rates of any product class.
The largest variation between strong and weak interest rates in a single product class was in regular savings accounts. The top rate available for a regular savings account was the highest on offer at seven per cent, but the lowest was of 1.25 per cent.To compare the top savings accounts, click here.
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