Fund ISA choices spread the risk at TD Waterhouse Go compare with our comparison table

Fund ISA choices spread the risk at TD Waterhouse

16 March 2010 / by Rebecca Sargent

Investors are turning to long term stocks and shares ISAs as the economy remains uncertain, TD  Waterhouse has claimed.

Research from the execution-only broker shows that investors are choosing to hold longer term investments within their ISA as returns from cash ISAs remain low.

Top of the most popular fund holdings in a TD Waterhouse ISA is the BlackRock Gold and General fund, while the Invesco Perpetual High Income fund and Gartmore China Opportunities come in second and third respectively.

Commenting, Angus Rigby, CEO at TD Waterhouse said: "Commodities remain a popular choice amongst TD Waterhouse investors following continued volatility of gold and other natural resources and uncertainty around the economy this year.

"Emerging markets also appear to be increasingly popular this year with new entry Aberdeen Emerging Markets at number six, joining old favourite Gartmore China Opportunities which remains the top third choice among TD Waterhouse customers for the second year in a row."

The data is backed up by the findings of the TD Waterhouse Investor Confidence Index for 2009/10, which found that 19 per cent of investors expect precious metals and commodities to perform best in 2010, followed by 18 per cent who believe the same for Asian markets.
 
Mr Rigby adds: "Our data shows that this year's most popular ISA funds are those offering long term investment, and this concurs with the results of the TD Waterhouse Investor Confidence Index 2009/10 which indicated that respondents had mixed views on the prospective 'shape' of the UK economy."

Those results found that more than a third of investors believe that the UK economy will be W shaped this year, and that there will be a double-dip recession, while 37 per cent believe it will be V shaped and that the UK is in recovery mode.

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 Product NameISA OptionIncome YieldMore Info
Monthly Income Plus Fundyes
7.50%*
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Popular monthly income fund that aims to achieve a high level of income whilst seeking to maximise total return through investing in high yielding corporate and Government bonds, together with UK equities. 100% discount on initial charges.
Higher Income Fundyes
7.05%**
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Income Paid Quarterly. The objective of the Fund is to achieve increasing distributions on a calendar year basis with long term capital growth. The Fund may also invest in collective investment schemes. 100% discount on initial charges.
Distribution Fundyes
6.98%*
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Income Paid Monthly. Offers balance between both income and capital growth through investment in UK based equities and fixed interest securities. Save 100% on Initial Charges.
Income Maximiseryes
7.00%***
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Seeks to achieve a target yield of 7% to generate a quarterly income, whilst offering the potential for some long-term capital growth. Save 100% on Initial Charges.
Strategic Bondyes
6.20%*
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Investing in higher yielding assets which will include most types of fixed interest securities, this fund aims to deliver a quarterly income to investors. Save 100% on Initial Charges.
Corporate Bond Fundyes
5.63%*
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Invests mainly in fixed interest securities to achieve a high level of income will relative capital security. Save 100% on Initial Charges.
Global Equity Income Fund yes
4.56%**
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Equity and equity related investments across global markets aiming to provide income and growth. Save 100% on initial charges.
Optimal Income Fundyes
4.55%*
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Invests across a number of bonds to generate an optimised income that is paid biannually. Save 100% on Initial Charges.
Strategic Bond Fundyes
4.48%*
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Aims to deliver a maximum total return for investors through investment in global debt instruments. Save 100% on Initial Charges.
Income Fundyes
4.60%**
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Market leading equity income fund that delivers and income which is paid biannually. Save 100% on Initial Charges.
UK Income Fundyes
4.01%**
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Aims to provide an above average and growing income that is paid quarterly. Save 100% on Initial Charges.
Income Fundyes
3.91%**
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Aims to achieve a competitive level of income together with some capital growth by investing in UK based shares. Save 100% on Initial Charges.
High Income Fundyes
3.90%**
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Popular with investors, this fund aims to deliver a high level of income combined with capital growth by investing primarily in UK based companies. Save 100% on Initial Charges.
*Current Income Yields are Gross, Variable and Not Guaranteed
**Historic Yield reflects distributions declared over the past 12 months as a percentage of the mid-market price of the fund.
*** This is the target yield the fund aims to achieve per year, it is not guaranteed and could change according to prevailing market conditions. The target yield is net of basic rate tax.
Information correct as at 08/02/2012.

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