ISAs snapped up as investors seek better returns Go compare with our comparison table

ISAs snapped up as investors seek better returns

10 May 2011 / by Rebecca Sargent

Investors have been flocking to stocks & shares ISAs as they seek higher returns on their savings, the latest Investment Management Association (IMA) statistics suggest.

The monthly investment fund statistics, published yesterday show that 1st March -5th April 2011 was the best ISA season for 9 years, with net sales of £956million across a range of investment funds.

The news follows the latest decision by the Bank of England to keep interest rates at 0.50 per cent, leading to economists re-forecasting their predictions of a rate rise. Many now believe that the UK may not raise interest rates until later in the year, if not early 2012.

Commenting on the figures, Alan Easter, director of discount broker Willis Owen said: "Despite the squeeze on finances, more and more people are attracted by the tax-free wrapper that investment ISAs offer, and the potential growth, rather than leaving their savings sitting idly in a low interest bank account."

Are you looking for potentially higher returns?

At Fair Investment Company we provide access to a whole host of savings and investment opportunities, ranging from fixed rate Cash ISAs and fixed rate bonds, to a selection of investment funds with annual and initial discounts. We also provide access to a range of structured investments that can be used within an ISA wrapper, and can offer an interesting alternative to more traditional investment funds.

The economy remains fragile, and continued speculation over interest rates means that you may not know which way to turn. We provide access to a complete range of solutions, to help you to make the most of your money, whether you want a cash savings account or access to emerging market economies at a discounted price.

See below for a selection of some of the structured investments that we offer.

 Product NameISA OptionMaximum Potential ReturnTermMore Info
FTSE 100 Enhanced Kick Out Planyes

9.5%

per annum

Up to
6 years
More Info >
Structured investment plan with the potential to mature after years 1, 2, 3, 4, 5 or 6. If the plan matures early it will return 9.5% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer.
FTSE 100 3 Year Defined Growthyes

24.0%

after 3 years

3 yearsMore Info >
3 year structured investment plan which aims to return 24% if the FTSE 100 is higher than its Initial Level. Available for Non-ISA, Investment ISA, and ISA transfer.
FTSE 100 Defensive Kick-Out Planyes

7.5%

per annum

Up to
6 years
More Info >
Structured investment plan with the potential to mature after years 3, 4, 5 or 6. If the plan matures early it will return 7.5% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer.
Kick Out Deposit Planyes

2.75%

per annum

Up to
6 years
More Info >
Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 2.75% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.
FTSE Defensive Kick Out Planyes

7.50%

per annum

Up to
6 years
More Info >
Structured investment plan with the potential to mature after years 2, 3, 4, or 5. If the plan matures early it will return 7.5% times the number of years the plan has been active. Also available for Stocks & Shares ISA and ISA transfer.
4 Year Deposit Planyes

11%

at end of term

4 yearsMore Info >
4 year capital protected structured deposit plan which aims to return 11% if the FTSE 100 is higher. Also available for Cash ISA and ISA transfer.
6 Year Defensive Deposit Planyes

24%

at end of term

6 yearsMore Info >
6 year capital protected structured deposit plan which aims to return 24% if the FTSE 100 is higher than 95% of Initial Level. Also available for Cash ISA and ISA transfer.
FTSE Step Down Kick Out Planyes

7.0%

per annum

Up to
6 years
More Info >
Structured investment plan with the potential to mature after years 2, 3, 4, or 5. If the plan matures early it will return 7% times the number of years the plan has been active. Also available for Stocks & Shares NISA and NISA transfer.
Mid-Term Kick Out Deposit Planyes

10%

after 3 years, or 16.5% after 6 years

Up to
6 years
More Info >
Capital protected deposit plan with the potential to mature early after year 3. If the plan matures early it will return 10%. Also available for Cash ISA and ISA transfer.

The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below.