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Investors to capitalise on ISA allowance, says Barclays Stockbrokers

06 October 2009 / by Rachael Stiles

The majority of the over 50s investors will capitalise on the increased ISA allowance which comes into being today, according to research from Barclays Stockbrokers.

An online poll revealed that 63 per cent of investors eligible to start topping up their ISA to £10,200 from today intend to take full advantage of the increase and subscribe to the new limit.

As the benefits of ISAs become even more attractive, offering a higher level of tax-free savings, Barclays Stockbrokers not only found that most over 50s investors will use this opportunity, but that they will also try to maximise their returns from it by investing in stocks and shares ISAs.

Two thirds of investors intend to increase the amount saved in a stocks and shares ISA, compared to just 13 per cent who plan to increase their cash ISA balance. Meanwhile, a cautious one in eight will make their investment decisions depending on market volatility, and nine per cent will base their decision on savings rates.

Commenting on eligible investors' reactions to the new ISA allowance for the over 50s, Barbara-Ann King, head of investments at Barclays Stockbrokers, said:

"It is clear our ISA investors are keen to make the most of the increased ISA allowances and take full advantage of the tax free benefits. This means that our clients are able to move more meaningful amounts outside the tax net, and of course the ISA allowances only limit the contributions that can be made and not the potential returns with no capital gains or income tax payable on any growth within an ISA."

And, she said, Barclays Stockbrokers offer a wide range of investment options for their ISA allowance, such as stocks and shares, gilts and bonds, funds, Exchange Traded Funds (ETFs), Exchange Traded Commodities (ETCs), Real Estate Investment Trusts (REITs) and structured products.

 "In investment markets that remain volatile, investors need access to a wide range of products to allow them to capitalise on opportunities as they arise," Ms King said. "Through investing in Barclays Stockbrokers Investment ISAs, our clients are in complete control of their investment decisions."

© Fair Investment Company Ltd

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Popular monthly income fund that aims to achieve a high level of income whilst seeking to maximise total return through investing in high yielding corporate and Government bonds, together with UK equities. 100% discount on initial charges.
', eventAction: 'Account', eventLabel: 'Henderson Strategic Bond Fund' });">Henderson Strategic Bond Fundyes
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', eventAction: 'Account', eventLabel: 'Invesco Perpetual Corporate Bond' });">Invesco Perpetual Corporate Bond ISAyes
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', eventAction: 'Account', eventLabel: 'Artemis Income ISA' });">Artemis Income ISAyes
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', eventAction: 'Account', eventLabel: 'Jupiter Corporate Bond' });">Jupiter Corporate Bond Fund ISAyes
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', eventAction: 'Account', eventLabel: 'invesco perpetual high income' });">Invesco Perpetual High Income Fund ISAyes
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One of the UK's most popular income fund ISAs the Invesco Perpetual High Income has delivered consistently good long term returns through a variety of market conditions. Income is paid to you twice yearly. Up to a 100% Discount off the Standard Initial Fund Charge.
', eventAction: 'Account', eventLabel: 'MandG Corporate Bond' });">M&G Corporate Bond ISAyes
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', eventAction: 'Account', eventLabel: 'Jupiter Merlin Income' });">Jupiter Merlin Income Portfolioyes
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†† Income payments are dependent upon the FTSE 100 Index.

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