Spending review presents biggest risk to UK economy Go compare with our comparison table

Spending review presents biggest risk to UK economy

21 October 2010 / by Paul Dicken

As further reaction to the coalition government’s spending review is published, an investment strategist calls the review the biggest ‘macro risk’ to the UK economy.

Sterling fell to a six-month low against the Euro in morning trading on 21 October, which analysts put down to a fall in UK retail sales of 0.2 per cent in September, raising the prospects of further central bank economic stimulus to boost the economy.

Currency exchange firm Caxton FX said the Comprehensive Spending Review (CSR), minutes from the recent Bank of England (BoE) monetary policy committee meeting and data all pointed to the predicted ‘stalling recovery’.

Senior analyst at Caxton FX Duncan Higgins said: “The problem for the pound is the consistent speculation about quantitative easing. Any currency that has that prospect hanging over it is likely to underperform.”

Higgins said the different attitudes to the euro and pound correlated with the actions by the European Central Bank and BoE, with the BoE holding out the prospect of further quantitative easing and the ECB considering exit strategies from emergency stimulus measures.

Ted Scott director of UK strategy at F&C Investments said the spending cuts announced by George Osborne on 20 October accounted for 75 per cent of the reduction in the public finance deficit.

Osborne told parliament that the measures to reduce spending in May had brought the UK ‘breathing space in the sovereign debt storm’ while the CSR would bring Britain ‘back from the brink.’

However, Scott said the size of the proposed costs would lead to negative contributions from government to UK economic growth and therefore posed the biggest large-scale risk to the economy.

He said the economic impact would be felt once departments specify how they will spend their reduced budgets.

“With little in the review that is different from expectations, the main question remains whether the economy will be strong enough to withstand the proposed cuts and prevent a relapse into recession.”

Scott said the economy was growing at a rate below that normally associated with a deep recession which reflected the indebtedness of the private sector and the banks reluctance to extend credit.

While the spending review leaves little room for manoeuvre, Scott said the coalition government was under pressure to prevent a credible public finances plan to prevent changes to the government credit rating and increased costs of borrowing.

“The review will satisfy the rating agencies as it has delivered what it promised at the time of the emergency Budget in June. The gilt market’s initial reaction was also one of approval as yields remained low with the benchmark 10 year gilt staying below 3 per cent.”


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 Product NameISA OptionIncome YieldMore Info
Invesco Perpetual Monthly Income Plusyes7.01%More Info >
Income Paid Monthly. Popular income fund that aims to achieve a high level of income whilst seeking to maximise total return through investing in high yielding corporate and Government bonds, together with UK equities. See latest fund factsheet for details.
Newton Higher Incomeyes7.02%More Info >
Income Paid Quarterly. The objective of the Fund is to achieve increasing distributions on a calendar year basis with long term capital growth. The Fund may also invest in collective investment schemes. See latest fund factsheet for details.
Invesco Perpetual Distributionyes6.70%More Info >
Income Paid Monthly. Invesco Perpetual Distribution offers a balance between both income and capital growth through investment in UK based equities and fixed interest securities. See latest fund factsheet for details.
Schroders Income Maximiseryes6.27%More Info >
Income Paid Quarterly. The Fund’s investment objective is to provide income with potential for capital growth primarily through investment in equity and equity related securities of UK companies. The fund will also use derivative instruments to generate additional income. See latest fund factsheet for details.
Henderson Strategic Bondyes5.90%More Info >
Income Paid Quarterly. Investing in higher yielding assets which will include most types of fixed interest securities, this fund aims to deliver a quarterly income to investors. See latest fund factsheet for details.
Invesco Perpetual Corporate Bondyes5.54%More Info >
Income Paid Twice Yearly. The Invesco Perpetual Corporate Bond Fund aims achieve a high level of overall return, with relative security of capital. It intends to invest primarily in fixed interest securities. See latest fund factsheet for details.
Global Equity Income Fund yes4.56%**More Info >
Equity and equity related investments across global markets aiming to provide income and growth. Save 100% on initial charges.
M&G Optimal Incomeyes4.67%More Info >
Income Paid Twice Yearly.The fund aims to provide a total return to investors based on exposure to optimal income streams in investment markets. The fund invests across a broad range of fixed income assets according to where the fund manager identifies value. See latest fund factsheet for details.
Strategic Bond yes4.42%More Info >
The primary investment objective is to maximise total return (income plus capital ) by investing in global debt instruments,denominated in any currency, ranging from AAA Government Bonds through to high yield and emerging market corporate bonds. At least 50% of the fund will be invested in sterling and other currency denominated bonds hedged back to sterling. See latest fund factsheet for details.
Artemis Incomeyes 4.50%More Info >
Income Paid Twice Yearly. This fund aims to provide an increasing income and capital growth from investing mainly in ordinary shares, preference shares, convertible bonds and fixed-interest securities in the UK. We will not be restricted in our choice of investments, either by the size of the company, the industry it trades in, or the geographical split of the portfolio. See latest fund factsheet for details.
UK Income Fundyes4.30%More Info >
Income Paid Quarterly.To provide an above-average and growing income without sacrificing the benefits of long-term capital growth by investing primarily in the shares of companies incorporated or listed in the UK. The Fund may also invest in collective investment schemes. See latest fund factsheet for details.
Invesco Perpetual Incomeyes3.63%More Info >
Income Paid Twice Yearly. The Invesco Perpetual Income Fund aims to achieve a reasonable level of income, together with capital growth. The fund intends to invest primarily in companies listed in the UK, with the balance invested internationally. See latest fund factsheet for details.
Invesco Perpetual High Income Fundyes3.87%More Info >
Income Paid Twice Yearly. Popular with investors, this fund aims to deliver a high level of income combined with capital growth by investing primarily in UK based companies. See latest fund factsheet for details.
*Current Income Yields are Gross, Variable and Not Guaranteed
**Historic Yield reflects distributions declared over the past 12 months as a percentage of the mid-market price of the fund.
*** This is the target yield the fund aims to achieve per year, it is not guaranteed and could change according to prevailing market conditions. The target yield is net of basic rate tax.
Information correct as at 08/02/2012.

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