Structured product investments 'more attractive' than 12 months ago Go compare with our comparison table

Structured product investments 'more attractive' than 12 months ago

29 January 2010 / by Andy Davies

Structured products are more popular now than they were a year ago, according to new research by Barclays Wealth.

Following a survey of more than 300 independent financial advisers (IFA), 69 per cent said they believed structured products had become a more attractive investment over the past year.

In contrast, only seven per cent of IFAs said they thought the products had lost some of their appeal, while one in five claimed their popularity over the last year remains unchanged.

Welcoming the findings, Lisa Chaudhuri, manager at Barclays Wealth said: "It is encouraging to see that advisers increasingly appreciate the merits of structured products despite a difficult year for the investment industry.

"The challenge has always been to secure for structured products a more prominent place in personal portfolios, and the research – and continued strong demand – suggests that this is increasingly happening as advisers' perception changes."

© Fair Investment Company Ltd

 

 Product NameISA OptionMaximum Potential ReturnTermMore Info
FTSE 100 Enhanced Kick Out Planyes

10%

per annum

Up to
6 years
More Info >
Structured investment plan with the potential to mature after years 1, 2, 3, 4, 5 or 6. If the plan matures early it will return 10% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer.
FTSE 100 Defensive Kick-Out Planyes

8.0%

per annum

Up to
6 years
More Info >
Structured investment plan with the potential to mature after years 3, 4, 5 or 6. If the plan matures early it will return 8% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer.
Kick Out Deposit Planyes

3%

per annum

Up to
6 years
More Info >
Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 3% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.
FTSE Defensive Kick Out Planyes

7.15%

per annum

Up to
6 years
More Info >
Structured investment plan with the potential to mature after years 2, 3, 4, or 5. If the plan matures early it will return 7.15% times the number of years the plan has been active. Also available for Stocks & Shares ISA and ISA transfer.
4 Year Deposit Planyes

12%

at end of term

4 yearsMore Info >
4 year capital protected structured deposit plan which aims to return 12% if the FTSE 100 is higher. Also available for Cash ISA and ISA transfer.
6 Year Defensive Deposit Planyes

24%

at end of term

6 yearsMore Info >
6 year capital protected structured deposit plan which aims to return 24% if the FTSE 100 is higher than 95% of Initial Level. Also available for Cash ISA and ISA transfer.
FTSE Step Down Kick Out Planyes

7.0%

per annum

Up to
6 years
More Info >
Structured investment plan with the potential to mature after years 2, 3, 4, or 5. If the plan matures early it will return 7% times the number of years the plan has been active. Also available for Stocks & Shares NISA and NISA transfer.
Mid-Term Kick Out Deposit Planyes

10%

after 3 years, or 18% after 6 years

Up to
6 years
More Info >
Capital protected deposit plan with the potential to mature early after year 3. If the plan matures early it will return 10%. Also available for Cash ISA and ISA transfer.
Retirement Deposit Planyes

3.75%

per year, plus 22.5% at end of term

6 yearsMore Info >
6 year capital protected structured deposit plan which pays 3.75% annually from capital with a potential 22.5% at the end of the term if the FTSE 100 is higher. Available for Cash ISA and ISA transfer.

The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below.