Structured product market to grow 20% in 2010
23/11/2009
Rebecca Sargent
The structured product market looks set to grow by 20 per cent next year, despite the high profile issues faced by the industry this year, OPAL has claimed.
According to the provider of structured product administration, in 2008 the structured product market grew by almost 25 per cent in the UK to £10billion, and 2009 is still on target to be a record year for structured investment plans.
In addition, OPAL predicts that there will be a move to create a new classification for 'no risk', 'guaranteed' products to ensure they do not become confused with products that have a more complicated structure.
Since Lehman Brothers collapsed last year, causing Lehman backed structured products to default, the structured product market has been under scrutiny and the Financial Services Authority is currently performing a review of the market.
Commenting, Tony Collins, managing director at OPAL comments: "2009 has been a turbulent year, but despite this, many companies see the benefits that a specific type of structured product can offer.
"I personally welcome the closer review by the FSA as this will help to create stability in the market and, more importantly, give companies the confidence to launch what are really compelling products.
"Returns of above five per cent, capital protection and protection under the FSCS give the market a healthy future," he adds.
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| Barclays 6-Year Defined Returns Plan |  | £3,600 | |
| 6 year Capital Protected Structured Investment Plan offering a maximum return of 44%. |
| Investec FTSE 100 3 Year Deposit Plan | | £1,500 | |
| This capital protected deposit plan offers a maximum return of 18% at maturity. |
| Investec FTSE 100 Geared Returns Plan | | £1,500 | |
| This 5 year structured investment plan offers a maximum return of 62.5% at maturity. |
| Barclays Defined Returns (Annual Kick-Out 90) Plan | | £3,600 | |
| The 6 year structured investment plan offers an opportunity for attractive pre-defined returns at 7.75% a year. Potential to kick-out after 3 years. |
| Investec Enhanced Kick-Out Plan | | £1,500 | |
| 5 year structured investment plan offering a fixed return of 9.25% a year with the potential to kick-out after year one. |
| Barclays Defined Returns (Annual Kick-Out 100) Plan | | £3,600 | |
| The 6 year structured investment plan offers an opportunity for attractive pre-defined returns at 7.75% a year. Potential to kick-out after 2 years. |
| Skipton Building Society Guaranteed Double Asset Bond |  | £3,000 | |
| 1/3 invested in a 6% 1 Year Fixed Rate Bond. 2/3 invested into a FTSE 100 Index Linked Bond which returns 100% of any positive growth up to a maximum return of 50%. |
| Barclays Wealth UK Super Tracker | | £3,600 | |
| This 5 year structured investment plan returns 4x any growth in the FTSE 100 index up to a maximum of 64%. |
| Barclays 3 Year UK Super Tracker | | £3,600 | |
| This 3 year structured investment plan returns 2x any growth in the FTSE 100 index up to a maximum of 30%. |
| Investec FTSE 100 Kick-Out Deposit Plan | | £1,500 | |
| Structured deposit plan with two options offering returns of up to 6.75% per year. Potential to kick out after 2 or 3 years depending on the option. |
| Investec FTSE 100 5 Year Deposit Plan | | £1,500 | |
| This 5 year capital protected deposit plan offers a maximum return of 40% at maturity. |
| Morgan Stanley FTSE Kick Out Growth Plan | | £3,000 | |
| 6 year structured investment plan offers the opportunity to kick out after 3 years with a potential return of 50%. |
| Morgan Stanley FTSE Protected Growth Plan | | £3,000 | |
| This 6 year structured investment plan offers a return of up to 20% with the potential to kick out after 3 years. |
| Morgan Stanley FTSE Tracker Plus Plan | | £3,000 | |
| This 6 year structured investment plan offers a return of 1.2 times any positive growth in the FTSE 100, with 80% capital protection. |
| Morgan Stanley FTSE Best Entry Growth Plan | | £3,000 | |
| 6 year structured investment plan offering 2.85 times any positive growth in the FTSE 100. |
| Virgin Money Climate Change ISA | | From £50 Per Month | |
| ISA Option Only. The Virgin Climate Change ISA invests in Companies (mainly in the UK & Europe) who aim to drive profit growth & have a lighter environmental footprint. |
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General risk warnings
- The list of funds/investments provided above should not be seen in any way as being a recommendation. No advice has been given and you should be aware that any investment which takes place will be transacted on a “non-advised sale” basis.
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