What will the General Election mean for investors? Go compare with our comparison table

What will the General Election mean for investors?

07 April 2010 / by Rebecca Sargent

It is official; the General Election will take place on 6 May, and despite widespread speculation over a hung Parliament, the Conservatives are still tipped to win the General Election as Ladbrokes offered odds of 1-6 on a Conservative win late last week, compared to 7-2 for Labour.

But what will the election mean for investors? Research from F&C Investments suggests that an uncertain outcome is likely to be unpopular – in the last election to produce a hung Parliament in February 1974, the FTSE All-Share Index fell 14.52 per cent in the following month.

According to Ted Scott, director of UK strategy at F&C Investments, a hung Parliament this time around would be detrimental to both the equity and gilt markets.

"Markets hate uncertainty and if neither party had a workable majority there could be a further hiatus in policy decision making. Because of the dire state of the public finances, action is required sooner rather than later and a hung Parliament would, therefore, be the worst outcome."

Meanwhile, a Conservative majority would be treated positively by the market, Mr Scott claims: "Markets would welcome a change of Government after what has been perceived as several years of economic mismanagement under the current Labour administration.

"While Labour have committed to bringing the deficit down it is commonly viewed that the Conservatives have both more discipline and the willpower to act and are, therefore, more likely to implement the necessarily austere measures that would retain the UK's AAA credit rating," he said.

On the other hand, a Labour majority would be a greater surprise, Scott claims: "The markets would probably react negatively to such a result but if the Government did respond with an austere emergency Budget, markets should recover much of their losses," he said.

Overall, the election has come at a bad time for the economy and markets, because of a lack of key policy decisions ahead of the election, "This will only increase the risk of a financial crisis developing that may involve the economy lapsing back into a recession.

"The reaction of the markets following the election depends on the outcome achieved, but even a hung parliament may not be bad news for markets if a working relationship is put together with the Lib Dems that enables decisive Government," Mr Scott adds.

© Fair Investment Company Ltd
 

 Product NameISA OptionIncome YieldMore Info
Income Builder Plusyes8.40%
per annum
More Info >
A 5 year structured investment plan paying a potential maximum quarterly income of 2.10% (equivalent to 8.40% per year). Also available for Stocks & Shares ISA and ISA transfer.
FTSE 100 Bonus Income Planyes7.50%
per annum
More Info >
5 year structured investment plan paying an income of 7.50% annually, including a potential annual bonus of 0.5%. Also available as a monthly income option, Stocks & Shares ISA investment and ISA transfer.
Income Deposit Planyes7.00%
per annum
More Info >
A 6 year capital protected structured deposit plan with the potential to pay 7% annual income. Backed by the Royal Bank of Scotland. Also available as a cash ISA and for ISA transfer.
Income Maximiseryes
See Details
More Info >
Seeks to achieve a target yield of 7% to generate a quarterly income, whilst offering the potential for some long-term capital growth. Save 100% on Initial Charges.
Monthly Income Plus Fundyes
See Details
More Info >
Popular monthly income fund that aims to achieve a high level of income whilst seeking to maximise total return through investing in high yielding corporate and Government bonds, together with UK equities. 100% discount on initial charges.
Click here to view latest Fund Facts »
Strategic Bondyes
See Details
More Info >
Investing in higher yielding assets which will include most types of fixed interest securities, this fund aims to deliver a quarterly income to investors. Save up to 97% on Initial Charges.
Invesco Perpetual Corporate Bond Fundyes
See Details
More Info >
This highly popular investment fund aims to achieve a high level of overall return with relative security to capital. Income Paid to you twice yearly. Up to a 100% Discount off the Standard Initial Fund Charge.
Click here to view latest Fund Facts »
Artemis Income Fundyes
See Details
More Info >
One of the leading UK Equity Income Funds. The Fund managers hunt out companies with strong free cash flow and solid balance sheets. Income is paid to you twice yearly. 100% Discount off the Standard Initial Fund Charge.
Click here to view latest Fund Facts »
Invesco Perpetual High Income Fundyes
See Details
More Info >
One of the UK's most popular income funds, the Invesco Perpetual High Income has delivered consistently good long term returns through a variety of market conditions. Income is paid to you twice yearly. Up to a 100% Discount off the Standard Initial Fund Charge.
Click here to view latest Fund Facts »
M&G Corporate Bond Fundyes
See Details
More Info >
The M&G Corporate Bond Fund is a conservative ‘blue chip’ sterling fund that aims to produce a higher return than UK government bonds. Income is Paid to you Quarterly. 100% Discount off the Standard Initial Fund Charge.
Jupiter Merlin Income Portfolioyes
See Details
More Info >
The Jupiter Merlin Income Portfolio fund aims to achieve a high and rising income with some potential for capital growth. Income Distributions are made to you quarterly. 95% Discount off the Standard Initial Charge.
Click here to view latest Fund Facts »
The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below.