New research from Abbey has found that one in eight prospective first-time buyers is thinking about taking out a 100 per cent mortgage to fund their first property.
Of the people looking to enter the property market, 30 per cent want to buy this year, but only 18 per cent feel they will be in a position to take the plunge.
High house prices are seen as a factor in this, and prospective first-time buyers are increasingly looking at ways of making things more affordable.
Abbey found that 37 per cent would consider buying through a housing association and 31 per cent were happy to club together with family or friends to help fund their first house.
"Our research shows just how tough people are finding it to get on to the property ladder," said Abbey's chief economist, Barry Naisbitt.
"It's clear, however, that potential homebuyers are trying to boost their chances of owning."To see some of the best mortgage deals for first time buyers, click here.
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