Bristol and West Mortgages have improved their Standard core range of lending options.
The revised options have something for every borrower including a two-year fixed rate at 4.39 per cent until April 2008. This mortgage has an arrangement fee of £599 and a maximum LTV of 85 per cent.
There is also an improved two-year fixed rate at 4.75 per cent to 95 per cent LTV until April 30th 2008, with no higher lending charge.
People looking to remortgage are also in for treat with a discounted rate of 4.69 per cent variable to 85 per cent LTV which is 1.9 per cent off their standard variable rate until April 30th 2008.
Customers can also get up to four times their income if they are earning over £20,000 a year, plus loans can be consolidated up to 95 per cent LTV for purchasers and remortgages.
Mark Howell, head of marketing Bristol and West Mortgages says the mortgages are especially attractive to first home buyers.
"The 4.39 per cent product offers clients the comfort of their mortgage payments being fixed at a competitive rate for two years. Whilst the 4.75 per cent two year fixed rate will prove to be attractive to first time buyers, and those who have just five per cent deposit as there is no higher lending charge associated with this product," he explained.Click here for more information on mortgages
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