Students in Bath are being offered the chance to become landlords of properties worth up to £250,000.
With their finances inevitably stretched, Bath Building Society has announced it will offer students 100 per cent mortgages as a first step onto the property ladder.
The idea is that the student with the mortgage will rent out the other rooms in the property to cover the monthly repayments.
However, students' well-known reputation for racking up debts means that the scheme has met with some scepticism.
Bath University's student union president, Tamara Johnson, said she had reservations about the increased financial burden and responsibilities associated with a mortgage.
She also said the prospect of fresh top-up fees would leave students even more strapped for cash in the year to come.
But Bath Building Society believes it has a unique product.
Head of lending, Malcolm Graham-Jones, said: "At the end of the day, it will help students get into the property market.
"It will also help parents, who will have the peace of mind of knowing their children are living in decent quality housing." To read more about mortgages, click here.
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