Student contents insurance a must as £4,000 of stuff goes off to uni Go compare with our comparison table

Student contents insurance a must as £4,000 of stuff goes off to uni

08 August 2010 / by Rachael Stiles

Students take an average £4,000 worth of belongings with them to university, making student home insurance essential, says Endsleigh.

Research from the student insurance provider has found that the average student has belongings totalling £4,000, and that a third of the value of these possessions is carried with them when they're out and about.

The average student leaves their digs with more than £1,300 worth of possessions on them, including bikes, laptops, smart phones, MP3 players, books, clothing, accessories, and cash.

Of those students surveyed, every single one said that they would take a computer to university, with 94 per cent taking a laptop and the remaining six per cent taking a PC.

Other items that make up the total value of possessions that students take with them to uni include cameras, hair straighteners, games console, musical instruments and sport equipment.

Commenting on the results of the research, Vicki O'Connell, spokesperson for Endsleigh, said: "Students are more tech savvy than ever before. Compared to just a few years ago we are seeing a much greater number of smartphones, games consoles and laptops filling students' rooms. As lifestyles become more mobile the 'must have' items become more portable. Our research shows just how easily the value of your possessions accumulates.

"It's important to remember that items which are lighter and smaller are also more prone to loss or theft. Our research looked at the possessions of an individual but the value of a household can increase considerably when second and third year student house share and have multiple sets of equipment.  We would encourage students not to rely on being covered by their parents' insurance."

Aaron Porter, president of the National Union of Students (NUS), said: "Modern higher education makes it necessary for students to have access to a range of expensive technology and moving away from home for the first time can mean taking a lot of valuable items with you. Taking precautions against theft and damage can provide you with valuable peace of mind and ensure that you are not left out of pocket at a time when money can be particularly tight."

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