AA Breakdown Cover

Compare AA breakdown cover

Vehicle breakdowns can be a costly and time consuming problem; however having breakdown insurance in place can help you get going again in a quick and cost effective manner. You can use our comparison table below to review breakdown cover from a selection of providers:

Compare Breakdown Cover Deals
ProviderOnline DiscountCover FeaturesSpecial Offers 
Up to 40%

Cover from just £29.99.

Free Onward Travel when you spend as little as £9.45 a month. Available on Roadside & Recovery & above. New members only for 1st year. T&Cs apply.Get Quotes >
n/aPrices start from £17.50
Economy cover - 4 call outs per policy term. Up to 1 hour roadside assistance. Recovery to local garage within 25 mile radius.
Multi Car Discount up to 15%Get Quotes >
Up to 40%Cover from just £25. (10% of customers achieve these prices)

50% off your AA or RAC renewal quote. - (For vehicles 10 years & under on our closest equivalent UK cover). Underwritten by U K Insurance Limited

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n/aGet 24 hour roadside recovery assistance from £39

Save up to £75 on fuel when you buy breakdown membership with added options. T&C's apply*

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n/aAverage response time 36 minutes - fastest cover in the country. Cover from £11.99. 5 Star rating from independent customer review agency Review Centre. Cover available for cars, vans, motorbikes & fleets

Unlimited Callouts per year No excess or callout charges, vehicle Home Start available, up to 1 hour Roadside Assistance, 75% of breakdowns repaired at roadside, covers the driver and up to 7 passengers, European Cover also available

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n/aCover from just £17.90

Half price MOT.

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* New customers buying options with breakdown membership and paying on an annual continuous basis will get a fuel card worth up to £75. This will be an AA prepaid MasterCard that can be used at any UK fuel station where MasterCard is accepted. To qualify, you’ll need to buy breakdown membership with at least 1 option (National Recovery, At Home, Onward Travel and/or Parts and Garage Cover). The value of the fuel card will depend on the number of options added to your cover: £20 card when adding 1 option, £30 card when adding 2 options, £50 card when adding 3 options, £75 card when adding 4 options. The card will be valid for 6 months from the date of issue. This offer is not available to Cashback Customers.

AA breakdown cover

With AA breakdown cover you can choose a package to suit your requirements. Depending on which level of cover you choose, benefits of choosing AA breakdown insurance include:

  • 24 hour roadside recovery assistance with 98 out of 10 cars fixed by the roadside
  • Home Start cover – get your vehicle moving if it breaks down at your home
  • Track your AA patrol with a unique breakdown app
  • Get up to 20% in over 700 restaurants, pubs and service stations by showing your AA members card
  • Transport you and your car home or to any mainland UK destination if your car cannot be promptly repaired
  • Onward Travel – If you're away from home, AA breakdown cover will provide a replacement car for up to 48 hours, overnight accommodation, or onward travel if a local repair isn't possible.
  • Free fuel top-ups
  • Mud and snow recovery
  • Up to £5 worth of free parts for roadside repairs


Things to think about when looking at breakdown cover

Some providers won’t just cover you if your car breaks down. Some can provide you with assistance if you get stuck in the snow or mud, or they can help you if you lose your keys or you put the wrong fuel in car things which could occur in even a brand new car.


As a general rule insurers offer different levels of breakdown cover:


  • Roadside assistance: Often the cheapest level of cover, it will provide you with a certain amount of time of free labour at the roadside. If the vehicle cannot be fixed you will be towed either home or to a nearby garage. Some more comprehensive policies will take you to your intended destination.


  • Home Assistance: If an accident occurs close to your home (often within a quarter to one mile radius) or it won’t start when you’re leaving home a roadside assistance policy will not cover you, for these in stances you would need a package that includes home assistance.


  • Onward Travel: If your car cannot be repaired at the roadside and needs expairs that could take a while at a garage, having cover for onward travel could mean that your provider would provide you with a hire car for a period of time, or would even pay for the costs of you staying overnight in nearby accommodation while repairs are made to your vehicle so you can carry on going.


In addition to considering how comprehensive  you want your cover to be, you should decide if you want a policy taken out on a specific vehicle or for an individual, or set of individuals, so they are covered in any vehicle they are driving.